Credit Risk Analyst

KYYBA Inc; Montreal; On-site; CAD 60,000 - 100,000; Full time

Job summary

An established industry player is seeking an Assistant Manager in Talent Acquisition to join their dynamic Credit Team. This role involves conducting comprehensive credit analysis and providing insights to various committees while ensuring compliance with regulatory frameworks. The successful candidate will leverage their expertise in capital markets and credit risk analysis to influence decisions and drive meaningful outcomes. If you are a motivated learner with strong organizational and communication skills, this opportunity offers a chance to make a significant impact in the financial services sector.

Qualifications

• 5+ years in capital markets or credit risk analysis.
• Strong communication skills for expressing credit decisions.

Responsibilities

• Prepare and present annual credit reviews and new requests to credit committees.
• Analyze capital markets and corporate banking transactions.

Skills

Credit Risk Analysis

Capital Markets Knowledge

Communication Skills

Organizational Skills

Teamwork

Education

BS/BA in Finance or Economics

MS, MBA, CFA, or FRM (preferred)

Tools

Microsoft Word

Microsoft Excel

Job description

Direct message the job poster from KYYBA Inc

Assistant Manager - Talent Acquisition @ KYYBA Inc

The Credit Team performs credit analysis and provides credit recommendations within their perimeter to Credit Committees, Transaction Approval Committees when a credit opinion on a specific counterparty is required, and other RISK entities, Business Units, or functions in response to general inquiries, portfolio review committees.

The Credit Team

• Guarantees the quality of credit files and portfolios by complying with regulatory frameworks (e.g., Basel III), credit policies, rating policies, and other Group guidelines.
• Develops local market intelligence through desk research, including financial statement analysis and monitoring published research.
• Ensures the proper selection and follow-up of counterparties considered Doubtful, under Watch List, or on the sensitive list, and evaluates the appropriate level of provisioning.
• Maintains a network of business contacts and performs onsite due diligence, ensuring swift and effective communication of local market information and risk views.

The Credit Team is a key partner for Senior Credit Officers and their Business partners for clients covered by the financial institution credit process and interacts regularly with other business lines for uncovered clients.

Candidate Success Factors:

Candidates are evaluated based on:

• Results and Impact
• Ability to influence peers and team
• Good judgment in high-impact decisions
• Autonomy in work execution
• Driving meaningful outcomes
• Leadership and Collaboration: Creating trust, leading projects
• Client, Customer, and Stakeholder Focus: Building relationships, influencing stakeholders
• Compliance Culture and Conduct: Responsibility, ethical standards, upholding values

Responsibilities:

• Prepare and present annual credit reviews and new requests to credit committees, including comprehensive analysis, rating recommendations, and credit opinions.
• Analyze capital markets and corporate banking transactions involving regulated funds and agency principals, including derivatives, repo, securities lending, trade finance, and syndicated loans.
• Coordinate credit risk processes with various departments and review counterparty credit exposures and legal documentation.
• Work closely with Relationship Managers, Traders, Market Risk, Legal, and Operations to structure risk-mitigating transactions.
• Support credit requests and transactions across business lines, prioritize multiple tasks, and ensure data quality and industry trend awareness.

Minimum Required Qualifications:

• BS/BA, preferably in finance or economics
• 5+ years in capital markets or credit risk analysis
• Motivated learner of derivatives and capital markets products
• Strong communication skills for expressing credit decisions confidently
• Organizational skills to meet deadlines
• Teamwork and proficiency in Word and Excel

Preferred Qualifications:

• Knowledge of capital markets products and legal documentation (ISDA, CSA, GMRA)
• Formal credit training on funds
• MS, MBA, CFA, or FRM certifications are a plus

Seniority level

• Mid-Senior level

Employment type

• Contract

Job function

• Finance and Analysis

Industries

• Banking, Investment Banking, Financial Services