Credit Manager

Imperial PFS Canada; Toronto; On-site; CAD 77,000 - 103,000; Full time

Job summary

Imperial PFS Canada, a top insurance premium financing company, seeks a Credit Manager to mitigate risks and control loan portfolios. This mid-senior level role requires analytical skills and a proven track record in financial management. Join a dynamic team that values innovation and exemplary service.

Benefits

Comprehensive paid training program

Employee Assistance Program

Gym membership subsidies

Registered Retirement Savings Plan with employer matching

Insurance benefits including medical and dental

Qualifications

• Minimum of 3–5 years in credit management or a related financial role.
• Demonstrates strong adaptability and eagerness to learn.
• Confidently presents ideas and recommendations to stakeholders.

Responsibilities

• Underwrite commercial and personal lines insurance policies.
• Evaluate brokerages and carriers for underwriting eligibility.
• Analyze broker performance metrics to identify trends.

Skills

Adaptability

Problem Solving

Financial Analysis

Stakeholder Engagement

Decision Making

Education

Some College/Experience equivalent

Job description

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Join to apply for the Credit Manager role at Imperial PFS Canada

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You’re legendary. We’re hiring. Let’s talk!

Apply today for an opportunity to join one of North America’s top insurance premium financing companies. Since 1977, our company has grown to more than 500 Associates and 30 locations across the United States, Puerto Rico, and Canada.

You’re legendary. We’re hiring. Let’s talk!

Apply today for an opportunity to join one of North America’s top insurance premium financing companies. Since 1977, our company has grown to more than 500 Associates and 30 locations across the United States, Puerto Rico, and Canada.

Every day, we work to deliver on our Corporate Mission Statement: “To be the market leader by delivering innovative financial and technology solutions to help our Customers, partners, and investors achieve their goals.”

How do we do that? By empowering and encouraging our Associates to provide products and legendary Customer service unparalleled in our industry

For Our Associates

• Getting started: We offer a comprehensive paid training program that will make you feel prepared and excited about your role.
• Staying healthy: Our Employee Assistance Program (for when you need confidential support) helps you keep an eye on short and long-term goals and any bumps that pop up along the way. We are also proud to offer subsidies to support your health and fitness goals by providing gym membership subsidies.
• Registered Retirement Savings Plan: (RRSP) with matching employer contributions.
• Company culture: Our Associates are the foundation of our company and we want you to enjoy working here! With company lunches, corporate outings, and even the occasional ice cream truck, you never know what will pop up to make your day.
• Peace of mind: Our insurance benefits include medical, prescription, dental, vision, group term life, AD&D, private duty nursing, paramedical services, and much more
  
  

Job Summary

The Credit Manager is responsible for helping with risk mitigation and portfolio control of loans. Which allows us the ability to grow positively and maintain low losses.

Key Responsibilities

• Underwrite commercial and personal lines insurance policies in accordance with company guidelines.
• Evaluate brokerages and carriers to assess underwriting eligibility and risk exposure.
• Review and assess credit payment plan terms to ensure financial viability and compliance.
• Analyze broker performance metrics to identify trends, opportunities, and areas for improvement.
• Monitor carrier performance to support strategic alignment and service quality standards.
• Participate in the development and evaluation of credit and collection strategies.
• Conduct regular reviews and updates of internal policies and procedures to ensure efficiency and regulatory compliance.
• Assess escalated service or arrears cases requiring exception handling and make informed recommendations.
• Deliver credit-related training sessions to internal teams and partners to promote best practices and knowledge sharing.
  
  

Required Skills

• Minimum of 3–5 years in credit management or a related financial role.
• Demonstrates strong adaptability and eagerness to learn new concepts and systems.
• Effectively handles and resolves complex or high-priority issues in a timely manner.
• Confidently presents ideas, data, and recommendations to various stakeholders.
• Proficient in evaluating financial data to support business decisions.
• Skilled in developing and maintaining strong professional relationships internally and externally.
• Maintains a constructive and enthusiastic outlook that fosters team loyalty, engagement, and productivity.
• Makes well-informed, timely decisions; involves relevant stakeholders when appropriate; clearly articulates reasoning.
• Consistently applies expertise and knowledge effectively to achieve quality results in daily work.
  
  

Education Qualifications

Some College/Experience equivalent

* The annual compensation range for this position is $77,000 - $103,000 CAD *

Seniority level

• Seniority level

  Mid-Senior level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Accounting/Auditing and Finance

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