Commercial Underwriter

RMA Inc.; Toronto; On-site; CAD 50,000 - 80,000; Full time

Job summary

An established industry player is seeking a detail-oriented Commercial Underwriter to join their dynamic team. In this role, you will evaluate new business opportunities and manage client relationships while working collaboratively within a supportive environment. You will leverage your expertise in underwriting across various lines, ensuring accurate risk assessments and premium calculations. This is an exciting opportunity for someone with a passion for the insurance industry and a drive for excellence. If you have a strong background in underwriting and are ready to contribute to a forward-thinking team, this role is perfect for you.

Qualifications

• 2+ years of experience in commercial underwriting with a strong focus on profitability.
• Proficient in evaluating risk exposure and managing client relationships.

Responsibilities

• Evaluate and underwrite new business opportunities focusing on profitability.
• Manage renewal underwriting and client servicing to maintain account performance.

Skills

Commercial Underwriting

Risk Assessment

Client Relationship Management

Microsoft Office

Communication Skills

Organizational Skills

Education

Post-Secondary Undergraduate Degree

RIBO License

CIP Designation

Tools

Microsoft Outlook

Microsoft Word

Microsoft Excel

Microsoft Teams

Job description

Join to apply for the Commercial Underwriter role at RMA Inc.

We’re currently looking for a driven and detail-oriented Underwriter to join our Commercial team. Reporting to the Director of Underwriting & Programs, you’ll play a key role in underwriting new business and renewals, managing client relationships, and delivering exceptional service to our valued broker partners — all while working within an empowered, collaborative environment that values innovation and accountability.

What You’ll Do

As part of our fun and collaborative Commercial team your core responsibilities will include:

1. Evaluating and underwriting new business opportunities with a focus on profitability and long-term value.
2. Underwriting across multiple lines, including Property & Casualty (P&C), Errors & Omissions (E&O), Directors & Officers (D&O), and Cyber.
3. Reviewing submissions to assess risk exposure and identify key underwriting considerations.
4. Collaborating closely with underwriting leadership to discuss accounts and suggest improvements to processes, tools, or procedures as needed.
5. Leveraging underwriting tools and resources to ensure accurate classifications, rate calculations, and premium assessments.
6. Managing renewal underwriting, including client servicing and applying necessary adjustments to maintain account performance.
7. Recommending and implementing corrective strategies on underperforming or changing renewal accounts.
8. Participating in internal audits and underwriting meetings to maintain best practices and compliance.

What You Bring

We're looking for someone who brings both technical expertise and a collaborative spirit. Here’s what will set you up for success in this role:

• A minimum of 2 years of experience in commercial underwriting
• A completed post-secondary undergraduate degree
• RIBO license and/or CIP designation (in progress) is a strong asset
• Strong communication skills — both written and verbal — with the ability to clearly convey ideas and information
• Excellent organizational skills and a keen eye for detail
• High proficiency in Microsoft Office tools, including Outlook, Word, Excel, and Teams
• A disciplined approach to following processes and guidelines
• The ability to work independently while contributing positively to a team environment
• Solid understanding of insurance coverage forms, policy wordings, and industry terminology
• Proven experience building and maintaining strong broker relationships

Seniority level

• Entry level

Employment type

• Full-time

Job function

• Finance and Sales

Industries

• Insurance