Commercial Credit Analyst: Risk & Portfolio Growth

PROSPERA; Surrey; On-site; CAD 64,000 - 80,000; Full time

Benefits offered by this job

Flexible benefits program

Defined contribution retirement plan

Vacation, personal and wellness time

Job summary

Prospera is seeking a Business Credit Analyst to provide analytical, administrative, and member support to the Business Relationship Managers in the Commercial Real Estate team. You will assist with annual reviews, new credit applications, and ongoing portfolio monitoring, ensuring timely, accurate, and compliant submissions.

The role requires a business/finance degree or diploma, strong Excel skills, and 3–5 years in business banking or equivalent.

Qualifications

• Post-Secondary Degree or Diploma in Business Administration or Finance.
• Courses in financial analysis desirable.
• 3-5 years of experience in business banking or equivalent.
• Knowledge of business lending policies and regulations.
• Proficiency in Microsoft Office applications (Excel, Word, PowerPoint). Financial modelling in Excel is an asset.

Responsibilities

• Support BRMs in CRE to ensure annual credit reviews are completed timely.
• Assist with member credit applications and risk assessment within risk appetite.
• Support ongoing monitoring and control of portfolios, including financial reporting and covenants.
• Provide enhanced member experience through relationship management support.
• Maintain confidentiality and adhere to regulatory requirements.

Skills

MS Office

Excel modelling

Analytical skills

Written & verbal communication

Education

Business/Finance degree or diploma

Financial analysis courses

Tools

Credit software

Job description

Prospera is seeking a Business Credit Analyst to provide analytical, administrative, and member support to the Business Relationship Managers in the Commercial Real Estate team. You will assist with annual reviews, new credit applications, and ongoing portfolio monitoring, ensuring timely, accurate, and compliant submissions.

The role requires a business/finance degree or diploma, strong Excel skills, and 3–5 years in business banking or equivalent.