Claims Representative I

Co-operators; Laval (administrative region); Hybrid; CAD 61,000 - 101,000; Full time

Benefits offered by this job

Flexible work options

Paid time off

Benefits package

Job summary

Co-operators in Laval, QC, is seeking a Claims Representative I to investigate, negotiate and settle auto, property and related claims. This regular full-time role offers a hybrid model with two days in office and requires bilingual English and French, a customer-focused mindset, and solid knowledge of claims processes.

You will support clients with clear communications, analyze coverages, identify salvage opportunities, and collaborate with internal partners to improve service quality.

Qualifications

• One year of experience in insurance or a related field.
• Post-secondary education in insurance or a related discipline.
• Provincial Adjuster Licence (Claim Adjuster and Personal Lines Autorité des Marchés Financiers); CIP designation is an asset.
• Experience in a contact centre with strong client service knowledge.
• Proficiency in English and French is essential.

Responsibilities

• Interpret and apply coverages, negotiate and settle claims with a focus on client outcomes.
• Communicate with clients to deliver clear messages and resolve concerns; liaison with stakeholders for timely settlements.
• Investigate salvage and subrogation opportunities using approved guidelines.
• Share claims handling knowledge with key business partners to improve processes and client experience.
• Provide exceptional client service in line with claims service and quality standards.

Skills

Bilingual English/French

Education

Post-secondary education in insurance or related discipline

Provincial Adjuster Licence

CIP designation (asset)

Job description

Company: CGIC
Department: QUEBEC Region
Employment Type: Regular Full-Time
Work Model: Hybrid (2 days in office)
Language: Bilingualism in English and French is required.
Additional Information: This/these role(s) is/are currently vacant

The Opportunity:

We are a leading Canadian financial services co-operative committed to being a catalyst for a sustainable and resilient society and our team is essential to deliver on this strategy. That’s why we prioritize our people, to ensure we provide a strong culture and development opportunities which enables our team to thrive and to live our purpose. The best part is that you will work with people that care passionately about you, our clients and our communities.

Our Distribution team aspires to be the leader in client engagement among Canadian Insurers. We strive to provide a seamless and personalized client experience. Our knowledgeable and trusted team is committed to delivering financial services solutions to meet our clients' unique needs.

As the Claims Representative I you will investigate, negotiate and settle service claims including automobile, property and rudimentary commercial automobile claims for the organization. You will contribute to the organization’s client service culture through professional interactions with clients and implementing innovative and client centric solutions.

How you will create impact:

• Interpreting and applying coverages, participating in major event responses and negotiating and settling service claims with a focus on behaviour based outcomes.
• Communicating with clients to deliver clear messages and resolve concerns while liaising with stakeholders to ensure the efficient and timely settlement of claims.
• Investigating and identifying opportunities for salvage and subrogation recoveries using approved guidelines and procedures.
• Supporting the organization by sharing claims handling knowledge and feedback to key business partners on process efficiencies to enhance the client experience.
• Providing exceptional client service in accordance with our claims service and quality standards, with the view of enabling the organization to be the industry leader in client engagement.

How you will succeed:

• You influence change and are committed to continuous improvement, in order to exceed client expectations.
• You leverage critical thinking skills to identify problems and proactively propose solutions.
• Your strong communication skills allow you to clearly convey messages.
• You’re an effective team player who shares knowledge to support our peers.

To join our team

• You have one year of experience in insurance or in a related field.
• You have a post-secondary education in insurance or a related discipline.
• You have the Provincial Adjuster Licence (Claim Adjuster and Personal Lines Autorité des Marchés Financiers) and working towards the Chartered Insurance Professional (CIP) designation and Commercial Licence is an asset. Consideration is given for students requiring internship hours for the attestation of Collegial Studies (AEC) in Damage Insurance.
• You have experience working in a contact centre including in-depth knowledge of client service principles.
• You have basic knowledge of insurance and insurance claims, policy wordings, the vehicle repair process, provincial legislations and regulations.
• Proficiency in both English and French is essential to the main duties in this role, including servicing and communicating primarily with majority anglophone and francophone clients, groups, and teams. The essential non-French duties are not assignable to adjacent or other team members.

What you need to know

• You will be subject to a Background check as a condition of employment, in the event you are the successful candidate.

What's in it for you

• Training and development opportunities to grow your career.
• Flexible work options and paid time off to support your personal and family needs.
• A holistic approach to your well-being, with physical and mental health programs and a supportive workplace culture.
• Paid volunteer days to give back to your community.
• In addition to our competitive salary and incentive programs, eligible employees also benefit from a comprehensive total rewards package including group retirement savings plans, pension and benefits (e.g., health and wellness, dental, disability and life coverage), mental health support and an employee assistance program.

Salary information

Expected salary : $60,574.00to$100,956.00CAD

Salary placement

The salary amount for the successful candidate is determined by Co-operators in its discretion and will vary depending on several criteria including but not limited to: local market conditions, geography and relevant job-related factors such as knowledge, skills, qualification, experience and education.

Incentive/Variable pay

Employees may also have the opportunity to participate in incentive programs and earn additional compensation tied to individual and/or business performance, or other business metrics.