Bilingual Senior Automobile Underwriter (Montreal)

Zurich Insurance Company; Quebec; Hybrid; CAD 70,000 - 100,000; Full time

Job summary

Zurich Canada is seeking a Senior Automobile Underwriter to manage a complex commercial auto portfolio and develop new business in the Eastern Canadian market. The role involves leveraging a broker network and underwriting knowledge to drive growth while ensuring high service standards. Ideal candidates will have significant experience in underwriting and possess strong communication skills.

Benefits

Comprehensive health benefits

Four weeks vacation per year

Personal days for discretion

Access to training and development

Qualifications

• 3+ years experience in Underwriting or Market Facing area.
• 6+ years in Claims or Underwriting Support area is acceptable.
• Bilingual in French / English is a must.

Responsibilities

• Manage a portfolio of complex commercial auto risks.
• Develop broker networks and opportunities for growth.
• Analyze and underwrite new and renewal business.

Skills

Communication

Negotiation

Risk Assessment

Analytical Thinking

Customer Service

Education

Bachelor’s Degree

Zurich Certified Insurance Apprentice

Tools

Microsoft Office

Job description

Are you looking for a caring, collaborative, values-driven workplace with inspiring teammates and leaders? Do you have the ambition and desire to be the best and thrive at the most impactful global insurance provider in the world? Look no further than Zurich Canada.

Zurich Canada is currently looking for a Senior Automobile Underwriter to further develop our portfolio in the Eastern Canadian commercial insurance market.

Reporting to the Eastern Region Manager, you will be responsible for a portfolio of existing medium to large complex commercial auto risks, but you will also have the ability to develop your automobile portfolio further. Leveraging your broad broker network and your in-depth underwriting knowledge of all automobile products regionally and nationally to grow your book of business.

To analyze and underwrite new and renewal business, under limited direction, utilizing The Zurich Way of Underwriting Framework within delegated authority levels on highly complex assignments ensuring a high-level service to customers.

This is a unique opportunity to build your knowledge and experience for the future in a supportive environment where your voice matters.

Work with inspiring leaders and supportive teammates who are dedicated to your success. Take advantage of unparalleled opportunities for career development and personal growth in a nurturing environment. Be part of a global company that makes a difference on a global scale, providing impactful solutions and services for our customers and stakeholders.

This is a hybrid job opportunity.

What you will do

• Proactively seek renewal and new account opportunities with key broker partners.
• Complete detailed opportunity assessment with key distributors to identify growth opportunities.
• Qualify accounts to meet with the organization's appetite, balanced with sound business opportunity.
• Make agent / broker / customer and on-sight calls with a planned and well-prepared purpose.
• Negotiate Terms & Conditions and close deals.
• Cross-Sell other lines of business to increase product density with the account.
• Participate in Sales Team meeting as related to assigned brokers and / or territory.
• Proactively engage in the target account process, managing a qualified list of opportunities 90 to 120 days prior to effective date.
• Update required systems with details of broker / client visits and account status within specified time frame.
• Serve as key contact for assigned target accounts.
• Develop strong broker and client networks as related to industries underwritten by Business Unit.
• Calculate Target Price accurately by utilizing underwriting tools appropriately.
• Measure exposure / analyze risk.
• Assist in training and developing staff.
• Provide expertise on coverage issues with claims programs and guidelines.
• Promote the organization's products and services in order to increase penetration within agency plant

Job Qualifications - What you bring to the table

• High School Diploma or Equivalent and 3 or more years of experience in the Underwriting or Market Facing area.
• High School Diploma or Equivalent and 6 or more years of experience in the Claims or Underwriting Support area.
• Zurich Certified Insurance Apprentice including an Associate Degree and 1 or more years of experience in the Underwriting or Market Facing area.
• Zurich Certified Insurance Apprentice including an Associate Degree and 4 or more years of experience in the Claims or Underwriting Support area
• Knowledge of line(s) of business and the legal and regulatory guidelines
• Knowledge of time restraints for quotes on new and renewal business
• Experience with Microsoft Office
• Bilingual in French / English is a must

Preferred :

• Bachelor’s Degree
• 5 or more years of experience with commercial lines auto underwriting
• Strong verbal and written communication skills
• Experience in : Medium to large sized, bulk rated fleet risks; Loss rated accounts; Heavy commercial US exposure and / or US plated

Our Culture

• At Zurich, we are proud of our culture. We are passionate about Diversity, Inclusion, Equity and Belonging (DIEB). We want you to bring your whole self to work, and we want our employees to be reflective of the communities in which we live and work. Our DIEB initiatives are creating an environment where everyone feels welcome.
• We have a collaborative culture where diversity of thought is valued. We value your input and strive to give our employees the tools they need to make an impact.
• We care about our employees’ well-being and offer a comprehensive health / benefits plan with varying levels of coverage to suit your specific needs and a competitive total compensation package.
• We understand how important it is to rest, recharge and do the things you love. At Zurich, all employees receive a minimum of four weeks of vacation per year to do just that.
• We also understand that employees require time off for personal reasons. Maybe you have an appointment during a workday, a cultural or religious holiday you would like to observe, or you need time off to focus on your mental health. Zurich employees receive four personal days per year to be used at their discretion.
• We are committed to continuous improvement and offer access to a comprehensive range of training and development opportunities.
• We care about our communities. Our communities are where our customers, people, and shareholders live and work. While we can be proud of the contribution to society Zurich makes through our core business of insurance, we must also give back to our communities through our talent, time and resources.
• We have won numerous awards for our workplace culture. We are proud to be one of Greater Toronto’s Top Employers and to have received Insurance Business Canada’s 5-Star Diversity, Equity and Inclusion Award.

Make a difference. Be challenged. Be inspired. Be supported. Love what you do. Work for us.

About Us

Zurich Canada is part of the Zurich Insurance Group, a multi-line insurer with approximately 55,000 employees worldwide serving customers in global and local markets. Zurich Canada has been a leading insurance provider serving mid-sized and large companies, including multinational corporations, in the Canadian commercial market for 100 years. With over 500 employees in offices across the country, Zurich offers the global strength of a top insurance provider combined with in-depth knowledge of industries and local markets. Zurich Canada aspires to be risk management professionals’ first choice as their premier partner to help meet the risk challenges of today and tomorrow. Read more at .

A future with Zurich

Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together. As part of a leading global organization, Zurich North America has over 148 years of experience managing risk and supporting resilience. We are a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. Today, we serve more than 25 industries, from agriculture to technology and insure 90% of the Fortune 500. Our growth strategy is not limited to our business. As an employer, Zurich strives to provide ongoing career development opportunities and foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our people, our customers and the communities we serve.