Bilingual Credit Analyst – French/English

Infotek Consulting Inc.; Toronto; On-site; CAD 60,000 - 72,000; Full time

Job summary

Infotek Consulting Inc. in Toronto seeks a bilingual Credit Analyst to support credit review and lending activities within a Private Banking environment.

You will review credit submissions, identify gaps, analyze financial information and ensure credit packages are complete and ready for approval. The role requires strong credit analysis and lending experience, with proficiency in analyzing financial statements and a solid understanding of credit risk and lending documentation.

Qualifications

• Bilingual French and English.
• Experience in credit analysis, credit writing or lending.
• Understanding of personal and/or commercial lending principles.
• Experience reviewing and analyzing financial statements.
• Strong understanding of credit risk and lending documentation.
• Excellent written and verbal communication skills.
• Proficiency with Microsoft Office.

Responsibilities

• Review credit submissions for completeness, accuracy and adherence to lending policies.
• Identify and resolve documentation or credit gaps prior to submission.
• Prepare and structure credit applications for approval.
• Review approved credit facilities and conditions prior to advancement.
• Analyze financial statements and complex credit structures.
• Provide guidance to frontline banking teams on credit and lending requirements.
• Work closely with Credit Risk, Lending, Operations and Private Banking stakeholders.
• Manage multiple credit files within tight timelines.

Skills

Bilingual French and English

Credit analysis

Credit writing

Lending principles

Financial statements analysis

Communication skills

Microsoft Office

Education

Undergraduate degree in Business, Finance, Economics or related discipline

Tools

Microsoft Office

Job description

Bilingual Credit Analyst – French/English

Rate: $30/hour Incorporated

Location: Toronto, ON

Start Date: ASAP

Role Overview

Our client is seeking a Bilingual Credit Analyst to support credit review and lending activities within a Private Banking environment. This role will focus on reviewing credit submissions, identifying documentation gaps, analyzing financial information and ensuring credit packages are complete and ready for approval.

Key Responsibilities

• Review credit submissions for completeness, accuracy and adherence to lending policies
• Identify and resolve documentation or credit gaps prior to submission
• Prepare and structure credit applications for approval
• Review approved credit facilities and conditions prior to advancement
• Analyze financial statements and complex credit structures
• Provide guidance to frontline banking teams on credit and lending requirements
• Work closely with Credit Risk, Lending, Operations and Private Banking stakeholders
• Manage multiple credit files within tight timelines

Must-Have Qualifications

• Bilingual French and English
• Strong previous experience in credit analysis, credit writing or lending
• Solid understanding of personal and/or commercial lending principles
• Experience reviewing and analyzing financial statements
• Strong understanding of credit risk and lending documentation
• Excellent written and verbal communication skills
• Strong analytical skills and attention to detail
• Proficiency with Microsoft Office

Nice to Have

• Private Banking or high-net-worth lending experience
• Experience with complex credit structures
• Commercial lending experience
• Knowledge of capital markets
• Undergraduate degree in Business, Finance, Economics or a related discipline

Ideal Profile:

A bilingual French/English credit professional with hands-on credit writing and lending experience who can independently analyze financial information, identify gaps and prepare high-quality credit submissions.

Note: We use AI tools to: obtain basic information, detect plagiarism, false employment history or references, categorize your skills, and do an initial match with job posting.