Bilingual Credit Analyst

Quantum Management Services Ltd.; Toronto; Hybrid; CAD 55,000 - 75,000; Full time

Benefits offered by this job

Performance bonuses

Flexible benefits

Retirement programs

Wellness support

Employee discounts

Wellness support including virtualcare

Hybrid work options

Paid time off

Work-from-abroad flexibility

Employee discounts and recognition

Job summary

A leading financial services organization in Toronto, Ontario, is seeking a Bilingual Credit Analyst to conduct credit assessments for merchants. You will analyze financial information, ensure compliance with credit policies, and support merchant setups. Candidates should have 1-3 years of experience and a degree in Business or Finance. This position offers competitive salary, performance bonuses, flexible benefits, and hybrid work options. Apply by sending your resume to the listed contact.

Qualifications

• 1-3 years of related experience.
• Experience with personal or commercial credit bureaus and/or financial statement analysis.
• Payment industry experience is an asset.
• Experience with personal or commercial credit bureaus.
• Strong analytical, communication, organizational, and time-management skills.
• MS Office proficiency.
• Payment industry experience is an asset.

Responsibilities

• Review and adjudicate merchant applications using established credit policies.
• Conduct re-assessments for merchants needing line increases or flagged for fraud-related concerns.
• Perform credit risk evaluations on high-risk merchants to ensure compliance.
• Analyze personal, business, and financial information to support decisions.
• Collaborate with internal teams on credit training, fraud detection and monitoring.
• Explain policies for complex merchant setups and decisions.
• Partner with Fraud team to monitor high-risk activity.
• Provide backup support to Credit Analysts during peak periods.
• Complete additional tasks per corporate policies.

Skills

Analytical skills

Communication skills

Organizational skills

Time-management skills

Fluency in French

Fluency in English

Education

Degree in Business, Finance, Accounting or equivalent

Tools

MS Office

Job description

Join to apply for the Bilingual Credit Analyst role at Quantum Management Services Ltd.

Our client, a leading Canadian financial services organization, is currently seeking a Bilingual Credit Analyst to join their team in Etobicoke. In this role, you will conduct credit-based assessments for prospective and existing merchants while providing support on credit-related inquiries. You’ll help ensure financial risk is minimized by applying established underwriting criteria and completing thorough reviews of merchant applications and flagged accounts.

Position: Bilingual Credit Analyst
Location: Etobicoke (hybrid)
Salary: Competitive and based on experience
Job Type: Permanent

What You’ll Do

• Review and adjudicate merchant applications using established credit policies.
• Conduct re-assessments for merchants needing line increases or flagged for fraud-related concerns.
• Perform credit risk evaluations on high-risk merchants to ensure compliance with credit, fraud, regulatory, and legal requirements.
• Analyze personal, business, and financial information to support credit decisions.
• Collaborate with internal teams on credit training, fraud detection, and monitoring activities.
• Support complex merchant setups by explaining credit policies and decisions.
• Partner with the Fraud team to monitor high-risk merchant activity.
• Provide backup support to Credit Analysts during peak periods or special projects.
• Complete additional tasks as needed while adhering to corporate policies.

What You Bring

• 1-3 years of related experience.
• Degree in Business, Finance, Accounting, or equivalent experience.
• Fluency in both French and English.
• Experience with personal or commercial credit bureaus and/or financial statement analysis.
• Payment industry experience is an asset.
• Strong analytical, communication, organizational, and time-management skills.
• Proficiency in MS Office and the ability to think critically and creatively.

What’s Offered

• Performance bonuses and flexible benefits.
• Retirement programs with company contributions.
• Access to learning platforms, mentorship, and internal mobility opportunities.
• Wellness support including virtual healthcare and employee assistance programs.
• Hybrid work options, paid time off programs, and work-from-abroad flexibility.
• Employee discounts, banking perks, and recognition programs.

To apply, please send your resume to Christina Cerra at [e-mail].