Responsibilities
- Review lending applications secured by insurance and wealth assets; exercise delegated lending authority to approve or decline applications.
- Provide clear, well supported rationale for underwriting decisions.
- Review and analyze loan applications and supporting documentation to ensure compliance with policies, guidelines, and regulatory requirements.
- Maintain credit portfolio quality within established risk appetite and regulatory standards, minimizing loan losses through sound adjudication.
- Collaborate with internal partners to strengthen risk practices and recommend structural enhancements to protect the company’s position in the event of default.
- Escalate credit applications exceeding delegated limits to the appropriate approval authority.
- Drive continuous improvement in origination and adjudication quality and support a strong risk based culture.
Soft Skills
- Demonstrated ability to collaborate effectively and influence outcomes
- Excellent communication skills and professionalism.
- High level of self-motivation, urgency, and ability to work independently.
- Strong organizational skills with the ability to manage multiple priorities in a fast-paced environment.
Candidate Requirements / Must Have Skills
- Minimum 5+ years of experience in commercial banking or lending.
- Strong understanding of the financial services industry.
- Bilingualism - French and English (fluent speaking, writing, and reading)
Nice‑To‑Have Skills
- Experience working with ultra high net worth clients.
- Experience exercising lending authority or working in credit risk.
Education
- Bachelor’s degree in Business, Commerce, Economics, or Finance.
Seniority Level
Mid‑Senior level
Employment Type
Full‑time
Job Function
Business Development
Industries
Insurance