Associate Director, Capital Planning & Reporting

royal bank canada; Toronto; On-site; CAD 110,000 - 170,000; Full time

Benefits offered by this job

Total Rewards Program including bonus

Flexible benefits

Exposure to senior executives

Job summary

Royal Bank of Canada in Toronto seeks a finance professional to deliver comprehensive analysis of the bank's capital position, actual and forecasted, supporting senior executives including the CFO, Treasurer, ALCO, GE and the Board.

The role leverages automation and AI to streamline processes, drive operational efficiency, and deliver actionable capital recommendations that inform strategic decision-making across the organization.

Qualifications

• Must have university degree or equivalent.

Responsibilities

• Provide comprehensive quantitative and qualitative analysis of RBC's regulatory capital position and deliver actionable recommendations to senior management.
• Identify opportunities to leverage AI and analytics to enhance forecasting accuracy and automate analyses.
• Assess compliance with regulatory capital requirements and risk appetite thresholds; identify gaps and escalate risks.
• Perform capital adequacy assessments and communicate results via executive summaries and dashboards.
• Lead scenario analysis of capital implications from strategic projects and regulatory updates.
• Collaborate with business units to validate assumptions and ensure analytical rigor of forecasts.
• Develop and execute RBC's Capital Plan and Strategic Outlook; communicate capital constraints and implications.
• Present capital trends and risk considerations to governance bodies to inform decisions.

Skills

Analytical skills

Research skills

Advanced data analysis

Database management

Spreadsheet design

Presentation development

Written communication

Verbal communication

Cross-functional collaboration

Education

Bachelor's degree in Finance/Accounting/Math or equivalent

Graduate degree; CPA/CFA preferred

Job description

A finance professional with strong financial and presentation acumen will serve as a key source of comprehensive analysis of RBC's capital position—actual and forecasted—supporting senior executive...

Job Description

What is the opportunity?

A finance professional with strong financial and presentation acumen will serve as a key source of comprehensive analysis of RBC's capital position—actual and forecasted—supporting senior executives including the CFO, Treasurer, ALCO, GE, and the Board. This role leverages automation and AI to streamline processes, drive operational efficiency, and deliver actionable capital recommendations that inform strategic decision-making across the organization.

What will you do?

• Provide comprehensive quantitative and qualitative analysis of RBC's regulatory capital position (CET1, Tier1, Total Capital, Leverage, TLAC, TLAC Leverage ratio) and deliver actionable recommendations to senior management
• Identify high-impact opportunities to leverage AI, machine learning, and advanced analytics to enhance forecasting accuracy, automate manual analyses, and accelerate capital planning, sensitivities, and monitoring processes
• Assess compliance with regulatory capital requirements, internal risk appetite thresholds, and Board-approved limits; identify gaps and escalates risks proactively
• Perform capital adequacy assessments and forward-looking capital trends; communicate results through compelling visual presentations and executive summaries
• Lead quantitative and qualitative scenario analysis of capital implications arising from strategic projects, business initiatives, accounting changes, regulatory updates, and structured transactions
• Collaborate with business units and subject matter experts to validate assumptions and ensure analytical rigor of capital forecasts
• Lead development and execution of RBC's Capital Plan and Strategic Outlook; communicate capital assumptions, constraints, and implications across the organization
• Communicate limit compliance status, capital trends, and forward-looking risks through dashboards and presentations that enable informed governance and decision-making
• Benchmark RBC's capital and performance profiles against peers to inform strategic direction

What do you need to succeed?

Must-have:

• Pertinent university degree or equivalent
• Minimum 3 years of experience in finance and/or regulatory capital
• Excellent analytical and research skills
• Advanced proficiency in database management, spreadsheet design, and presentation development
• Strong written and oral communication
• Proven ability to work across business platforms and collaborate with senior professionals

Nice-to-have:

• Graduate university degree, CPA, CFA, or equivalent experience
• Modelling capability to assess transaction scenarios
• Experience with AI transformation and advanced analytics integration

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits
• Leaders who support your development through coaching and managing opportunities
• Ability to make a difference and lasting impact
• Work in an agile, collaborative, progressive, and high-performing team
• The opportunity to interface with senior level executives from many different parts of the organization

Job Skills

Accounting, Decision Making, Financial Planning and Analysis (FP&A), Financial Reporting and Analysis, Results-Oriented

Additional Job Details

Address:

RBC CENTRE, 155 WELLINGTON ST W:TORONTO

City:

Toronto

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

OFFICE OF THE CFO

Job Type:

Regular

Pay Type:

Posted Date:

2026-09-29

Application Deadline:

2026-10-20Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date aboveOur Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.