Associate, Credit Management - Corporate Client Group

RBC; Toronto; On-site; CAD 65,000 - 90,000; Full time

Job summary

RBC in Toronto seeks an Associate to support the Corporate Client Group Borrowers portfolio. This middle office role collaborates with CCG and partners to deliver credit and banking services to large commercial clients.

You will manage credit risk, monitor financial data and industry signals, and ensure loan documents align with terms. The role offers exposure to risk management and multi-functional teams within RBC.

Qualifications

• Must have strong credit, analytical and technical skills to assess financial statements and client reports.
• Professional written and verbal communication skills within a large organization.
• Ability to read and understand complex legal documents and meet deadlines.
• Strong Excel, Word and PowerPoint skills.

Responsibilities

• Manage credit risk for loan facilities and trading derivative lines; prepare amendments and annual reviews.
• Monitor financial and industry information, regulatory events, and rating movements.
• Identify deteriorating risk and propose actions to Team Leader/Director.
• Ensure compliance with loan agreements and covenants; verify performance.
• Maintain data integrity in credit systems and documentation.
• Collaborate with Corporate Client Group, Risk Management and other teams.

Skills

Credit analysis

Analytical skills

Communication skills

Excel

Word

PowerPoint

Legal document reading

Education

MBA

CPA

CFA

Tools

CCMS

TMS

Newton

Job description

What is the opportunity?

Do you thrive in working in an interactive team environment? Are you a quick learner? Do you have strong written and verbal communication skills? As an Associate, you will assist with the management of the portfolio of Corporate Client Group (CCG) Borrowers. This is a middle office function that works closely with CCG and other partners within the Bank to deliver a full range of credit and banking services to large commercial and corporate clients.

Job Description

What is the opportunity?

Do you thrive in working in an interactive team environment? Are you a quick learner? Do you have strong written and verbal communication skills? As an Associate, you will assist with the management of the portfolio of Corporate Client Group (CCG) Borrowers. This is a middle office function that works closely with CCG and other partners within the Bank to deliver a full range of credit and banking services to large commercial and corporate clients.

What will you do?

• Responsible for managing credit risk associated with loan facilities and trading derivative lines. Tasks include preparation of credit amendments, annual reviews, reviewing loan documentation, annual risk assessments, including financial modeling where required


• Monitoring of financial and industry information, regulatory events, external rating agency movements and other early warning signals


• Identify and assess deteriorating risk situations through your credit analysis and where necessary, propose a course of action to your Team Leader & Director to ensure the safety of the bank’s funds


• Ensure compliance with loan agreements by verifying performance against financial covenants, margin limits and Bank Policy.


• Ensure bank systems correctly reflect key terms and conditions of credit agreements and other documentation for the assigned portfolio, with respect to data integrity


• Build relationships and interact extensively with other functions within the organization such as Corporate Client Group, Risk Management, Global Loans Administration, front line Service Managers, Cash Managers, etc.

What do you need to succeed?

Must-have:

• Strong credit, analytical and technical skills, ability to critically assess financial statements and other corporate and commercial client reports and draw reasoned and relevant conclusions to recommend a course of action


• Professional written and verbal communication skills with the ability to work effectively within a team environment and to interact at all levels within a large organization


• Ability to read and understand complex legal documents, prioritize, commit to task with excellent attention to detail, and perform well under pressure to meet time sensitive deadlines as this is frequently not a 9-to-5 environment


• Strong Excel, Word and PowerPoint skills

Nice-to-have:

• Working towards an MBA, or professional designation (e.g., CPA, CFA) or a post-graduate degree with a focus in business, economics, finance, or accounting


• Previous banking experience with relationship management, structuring and writing credit proposals, credit processes, policies, risk analysis


• Ability to communicate and read legal documentation in French


• Familiarity with the RBC Capital Markets credit process and loan agreements


• Knowledge of internal systems such as CCMS, TMS & Newton

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• Ability to make a difference and lasting impact


• Work in a dynamic, collaborative, progressive, and high-performing team


• Opportunities to do challenging work

Job Skills

Commercial Banking, Credit Analysis, Credit Management, Financial Statement Analysis, Portfolio Management

Additional Job Details

Address:

ROYAL BANK PLAZA, 200 BAY ST:TORONTO

City:

Toronto

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

PERSONAL & COMMERCIAL BANKING

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2026-10-05

Application Deadline:

2026-10-13

Note:

Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.