Associate, Commercial Mortgages

BGO; Calgary; On-site; CAD 90,000 - 140,000; Full time

Benefits offered by this job

Incentive compensation

Health & retirement benefits

Job summary

BGO in Calgary, Alberta, seeks an Associate, Commercial Mortgages to support origination, underwriting, and credit activities for the Canadian mortgage portfolio. Based in Calgary, the role requires in-office presence four days a week and involves handling loan recommendations, closings, and amendments with a focus on regional growth.

Ideal candidates have 3+ years in commercial mortgage underwriting, strong credit judgment, and proven business development skills.

Qualifications

• Minimum 3 years of experience in commercial mortgage underwriting or lending, preferably within Alberta.
• Strong credit judgment and risk assessment capabilities with experience in complex transactions.
• Ability to structure transactions that balance risk, profitability, and competitiveness.
• Understanding of commercial real estate lending structures, legal documentation, and Alberta-specific considerations.
• Strong business development and relationship management skills within a competitive market.
• Strong communication and presentation skills, with the ability to influence stakeholders.
• High initiative, accountability, and ability to work autonomously.

Responsibilities

• Review and analyze mortgage loan opportunities and make recommendations to senior leaders.
• Manage closing of loan transactions by coordinating with branch staff, counsel and clients/brokers.
• Support ongoing portfolio management, including monitoring performance and recommending amendments.
• Establish and maintain relationships with clients, real estate and mortgage brokerage firms for prospective opportunities.
• Keep current with market trends and activities.
• Collaborate with national teams to support broader portfolio and investment objectives.

Skills

Commercial mortgage underwriting

Credit analysis

Relationship management

Business development

Communication

Excel

PowerPoint

Microsoft Office

Tools

Microsoft Office

Job description

Who We Are

At BGO, your work has real impact in the markets you know best, backed by the strength of a global real estate platform. Our teams bring deep local insight, long-term thinking, and institutional investment and management excellence to serve more than 750 leading investors across office, industrial, multi-residential, retail, and hospitality assets worldwide. Whether you are focused on a single city or collaborating across regions, you will be trusted with meaningful work, surrounded by talented professionals, and supported by a culture that values ownership, collaboration, and growth.

Associate, Commercial Mortgages

Calgary | Alberta

Who We Are

At BGO, your work has real impact in the markets you know best, backed by the strength of a global real estate platform. Our teams bring deep local insight, long‑term thinking, and institutional investment and management excellence to serve more than 750 leading investors across office, industrial, multi‑residential, retail, and hospitality assets worldwide. Whether you are focused on a single city or collaborating across regions, you will be trusted with meaningful work, surrounded by talented professionals, and supported by a culture that values ownership, collaboration, and growth. We know our success is only as strong as the people behind it. That is why we invest in our teams, embrace innovation and technology to work smarter, and place real value on relationships, mentorship, and the human connections that make great work possible. At BGO, ambition is supported, ideas are welcomed, contributions are recognized, and success is shared, creating space for you to grow, thrive, and build a rewarding career. BGO is a part of SLC Management, the institutional alternatives and traditional asset management business of Sun Life. For more information, please visit www.bgo.com.

The Opportunity

Reporting to the Prairies regional leader, the Associate, Commercial Mortgages will be engaged in assisting with the origination/underwriting of mortgages and credit ratings and operations. Loan origination will be for Sun Life Financials General Account and provide mortgage origination products and services for SLC Management and/or BGO. The Associate will be part of the mortgage team originating mortgages for the Canadian Mortgage portfolio in Alberta with annual volume targets determined by Portfolio Management and senior mortgage Leaders. In this role, the Associate is responsible for the timely and accurate preparation of mortgage loan recommendations (underwriting), loan closings and requested amendments to mortgage security. In addition, the Associate supports the Vice President in the business development or “production” component of their role. The role will be based in Calgary, and the candidate is expected to be in the office four days a week, on average.

What You Will Do

• Review and analyze mortgage loan opportunities and make recommendations to senior leaders
• Manage closing of loan transactions by working with branch staff, counsel and clients/brokers
• Support ongoing portfolio management, including monitoring performance and recommending amendments
• Establish and maintain relationships with clients, real estate and mortgage brokerage firms for the purpose of actively seeking prospective mortgage investment opportunities
• Keep current with market trends and activities
• Analyze, recommend, and manage changes or amendments to mortgage security
• Ensure compliance with internal policies, regulatory requirements, and documentation standards
• Maintain accurate deal tracking and reporting throughout the transaction lifecycle
• Develop and maintain strong knowledge of the Calgary and Prairies commercial real estate trends, market dynamics, and key players
• Establish and maintain good relationships with internal and external partners including mortgage servicing, internal legal, credit risk, compliance, portfolio management, asset management and external service providers
• Collaborate with national teams to support broader portfolio and investment objectives

Who You Are

• Eager to ignite our company's spirit as a culture champion, embracing and embodying our dynamic values: Focus on What Matters, Be the Change, Do the Right Thing, and Together We Win
• Minimum 3 years of experience in commercial mortgage underwriting or lending, preferably within Alberta
• Strong credit judgment and risk assessment capabilities with experience in complex transactions
• Ability to structure transactions that strike an appropriate balance between risk, profitability, and competitiveness
• Understanding of commercial real estate lending structures, legal documentation, and Alberta-specific considerations
• Strong business development and relationship management skills within a competitive market
• Strong communication and presentation skills, with the ability to influence stakeholders
• High level of initiative, accountability, and ability to work autonomously
• Advanced proficiency in Microsoft Office tools (Excel, Word, PowerPoint)
• Unquestionable ethics and character

Assets

• Established network of relationships within the Prairies commercial real estate and lending community
• Experience with CMHC-insured lendingFamiliarity with Alberta legal and regulatory frameworks impacting mortgage lending
• CFA designation or real estate‑related credentials (e.g., appraisal, urban land economics)

Special Requirements

• Regular travel within the Alberta and/or Prairies for client meetings, property inspections, and relationship development
• Active participation in industry events, conferences, and networking forums
• Ability to represent BGO with professionalism across a wide range of external stakeholders including clients, brokers, legal counsel, and consultants
• Will require the use of a vehicle and require time outside the office environment for property inspections, client meetings and travel

Compensation

Additional Information

• The expected base pay range for this role is $90,000-$140,000 annually, reflecting the location of the position and the scope of responsibilities, including portfolio complexity. Compensation may also vary based on each candidate’s experience, skills, and qualifications, in alignment with BGO’s commitment to recognizing individual contributions.
• In addition to base salary, eligible employees participate in incentive compensation programs tied to both individual and business performance, along with a comprehensive suite of competitive health & retirement benefits that support employees in building rewarding and sustainable careers at BGO.

• At BGO, we recognize that each employee’s unique experiences, perspectives, and viewpoints strengthen our ability to create and deliver the best value to our clients, partners and stakeholders/investors and therefore we strongly encourage applicants of all genders, ages, ethnicities, cultures, abilities, sexual orientations and life experiences to apply.
• BGO is committed to equitable hiring practices and we welcome the opportunity to discuss accommodation and ensure fairness and equity in our hiring process. If you require accommodation, please email us at [e-mail] include: Job posting #, your name and your preferred method of contact.
• This role will be accepting applications until end of day October 2, 2026.

We thank all applicants for their interest in employment with BGO, however only those selected for an interview will be contacted.