Account Manger

Provincial Credit Union; Central Ontario; On-site; CAD 77,000 - 91,000; Full time

Benefits offered by this job

Health and dental coverage

Sick time

Pension plan with employer contrib.

Vacation time

Job summary

Provincial Credit Union is seeking an Account Manager to manage a portfolio of commercial lending and deposit relationships, supporting business members with complex financial needs. You will build long-term relationships, assess financing needs, and tailor solutions to help members achieve their goals.

The role emphasizes risk-aware lending, portfolio management, and cross-selling opportunities, with a people-first culture and competitive compensation.

Qualifications

• Bachelor’s Degree in Business Administration or college diploma in related field.
• Experience in business lending, relationship management, or commercial banking.
• Proven ability to deliver strong member service and grow business through financial solutions.

Responsibilities

• Build and maintain strong relationships with business members and tailor financial solutions.
• Assess and process credit requests by analyzing financial statements and structuring lending solutions.
• Present financing proposals and coordinate loan closings with proper documentation and security.
• Manage an assigned loan portfolio including renewals, reporting, and credit reviews.
• Monitor overdrafts and follow up on delinquent loans as needed.
• Identify opportunities to grow relationships by promoting additional products and services.

Skills

Relationship-building

Financial analysis

Communication

Organizational skills

Independent and teamwork

Confidentiality

Education

Bachelor’s Degree in Business Administration

College Diploma in Business, Finance, Accounting, or Commerce

Equivalent education/experience mix

Job description

Account Manager

Branch Location: O'Leary, PEI

At Provincial Credit Union, we’re more than a financial institution - we’re a people-first, purpose-driven organization, proudly recognized as one of Canada’s Top 100 Employers for 2026 . Guided by our IMPACT values, we’re committed to building meaningful relationships, making a difference in the communities we serve, and helping our members achieve their financial goals.

The Account Manager role manages a portfolio of commercial lending and deposit relationships, supporting business members with diverse and often complex financial needs. This role builds strong, long-term relationships with business owners, gaining an understanding of their goals and providing tailored financial advice and solutions to support their success. With a strong understanding of commercial lending and risk management, the Account Manager assesses financing needs, structures credit solutions, manages portfolio risk, and identifies opportunities to strengthen relationships and grow the business portfolio.

What You’ll Do:

• Build and maintain strong relationships with business members by understanding their financial needs and providing tailored solutions.
• Assess and process credit requests, including analyzing financial statements and structuring lending solutions.
• Present financing proposals, negotiate terms, and coordinate loan closings while ensuring required documentation and security are in place.
• Manage an assigned loan portfolio, including renewals, reporting requirements, and ongoing credit reviews.
• Monitor overdrafts and follow up on delinquent loans when required.
• Identify opportunities to grow relationships by recommending additional products and services.
• Support business development by seeking new member opportunities and promoting Credit Union solutions.

What You Bring:

Education & Experience

• Bachelor’s Degree in Business Administration, or a College Diploma in Business, Finance, Accounting, Commerce, or a related field; or an equivalent combination of education and experience.
• Experience in business lending, relationship management, or commercial banking within the financial services industry.
• Demonstrated success delivering strong member service and supporting business growth through financial solutions.

Skills & Attributes

• Strong relationship-building and interpersonal skills.
• Solid financial acumen, including the ability to analyze financial statements.
• Excellent verbal and written communication skills.
• Strong organizational skills with attention to detail and the ability to manage multiple priorities.
• Proactive and adaptable, with the ability to work independently and as part of a team.
• Commitment to following policies, procedures, and maintaining confidentiality.

Why You’ll Love It Here:

We believe our employees deserve the same outstanding care we give our members. That’s why we offer:

• A People-First Culture: Join a supportive team that values collaboration, positivity, and community impact.
• Competitive Pay & Bonus Program: Market-aligned salary plus the opportunity for annual bonuses.
• Comprehensive Benefits: Health and dental coverage, sick time, and a Defined Contribution Pension Plan & Group Retirement Savings Plan with up to 9% employer contribution.
• Work-Life Balance: Three weeks’ vacation to start, plus four personal days and two volunteer days each year.
• Career Growth: Tuition reimbursement, training opportunities, and career progression pathways.
• Extra Perks: Annual fitness and clothing allowance, reduced employee loan and mortgage rates, and no service fees on banking transactions.
• Salary Range: $77,454 - $91,123 .

Additional Information

• Bondability Requirement: Candidates must be bondable under a fidelity bond policy (includes a criminal and credit check).

Closing Date: November 12th, 2026 .

Diversity & Inclusion

At Provincial Credit Union, we’re committed to creating an inclusive and equitable workplace. We welcome applications from all qualified individuals, and accommodations are available throughout the recruitment process.