Account Manager

Provincial Credit Union; Town of O'Leary; On-site; CAD 77,000 - 91,000; Full time

Benefits offered by this job

Health and dental coverage

Sick time

Defined Contribution Pension Plan

Group Retirement Savings Plan with up

Three weeks' vacation to start

Personal days

Volunteer days

Tuition reimbursement

Training opportunities

Career progression pathways

Annual fitness allowance

Reduced employee loan and mortgage

No service fees on banking

Job summary

Provincial Credit Union in O’Leary, PEI is seeking an Account Manager to oversee a commercial lending and deposit portfolio. You’ll build durable relationships with business members, analyze financials, structure lending solutions, and guide loan closings while managing risk and growth.

The role emphasizes relationship-building, financial acumen, and proactive service to support member success. Bondable and local presence are valued as part of a community-focused team.

Qualifications

• Bachelor’s degree or equivalent experience in business/finance.
• Experience in business lending or commercial banking.
• Strong member service and growth support experience.

Responsibilities

• Build and maintain relationships with business members and tailor solutions.
• Assess credit requests by analyzing financial statements and structuring lending.
• Present financing proposals and coordinate loan closings with proper security.
• Manage an assigned loan portfolio with renewals and credit reviews.
• Monitor overdrafts and delinquent loans; identify growth opportunities.

Skills

Relationship-building

Financial acumen

Verbal & written communication

Organizational skills

Independent & team work

Education

Bachelor’s Degree in Business Administration or related field

College Diploma in Business, Finance, Accounting, Commerce or related field

Tools

Financial statements analysis

Job description

Account Manager

Branch Location:O’Leary, PEI

At Provincial Credit Union, we’re more than a financial institution – we’re a people-first, purpose-driven organization, proudly recognized as one ofCanada’s Top 100 Employers for 2026. Guided by our IMPACT values, we’re committed to building meaningful relationships, making a difference in the communities we serve, and helping our members achieve their financial goals.

The Account Manager role manages a portfolio of commercial lending and deposit relationships, supporting business members with diverse and often complex financial needs. This role builds strong, long-term relationships with business owners, gaining an understanding of their goals and providing tailored financial advice and solutions to support their success. With a strong understanding of commercial lending and risk management, the Account Manager assesses financing needs, structures credit solutions, manages portfolio risk, and identifies opportunities to strengthen relationships and grow the business portfolio.

What You’ll Do:

• Build and maintain strong relationships with business members by understanding their financial needs and providing tailored solutions.
• Assess and process credit requests, including analyzing financial statements and structuring lending solutions.
• Present financing proposals, negotiate terms, and coordinate loan closings while ensuring required documentation and security are in place.
• Manage an assigned loan portfolio, including renewals, reporting requirements, and ongoing credit reviews.
• Monitor overdrafts and follow up on delinquent loans when required.
• Identify opportunities to grow relationships by recommending additional products and services.
• Support business development by seeking new member opportunities and promoting Credit Union solutions.

What You Bring:

Education & Experience

• Bachelor’s Degree in Business Administration, or a College Diploma in Business, Finance, Accounting, Commerce, or a related field; or an equivalent combination of education and experience.
• Experience in business lending, relationship management, or commercial banking within the financial services industry.
• Demonstrated success delivering strong member service and supporting business growth through financial solutions.

Skills & Attributes

• Strong relationship-building and interpersonal skills.
• Solid financial acumen, including the ability to analyze financial statements.
• Excellent verbal and written communication skills.
• Strong organizational skills with attention to detail and the ability to manage multiple priorities.
• Proactive and adaptable, with the ability to work independently and as part of a team.

Commitment to following policies, procedures, and maintaining confidentiality.

Why You’ll Love It Here:

We believe our employees deserve the same outstanding care we give our members. That’s why we offer:

• A People-First Culture:Join a supportive team that values collaboration, positivity, and community impact.
• Competitive Pay & Bonus Program:Market-aligned salary plus the opportunity for annual bonuses.
• Comprehensive Benefits:Health and dental coverage, sick time, and a Defined Contribution Pension Plan & Group Retirement Savings Plan with up to 9% employer contribution.
• Work-Life Balance:Three weeks’ vacation to start, plus four personal days and two volunteer days each year.
• Career Growth:Tuition reimbursement, training opportunities, and career progression pathways.
• Extra Perks:Annual fitness and clothing allowance, reduced employee loan and mortgage rates, and no service fees on banking transactions.
• Salary Range:$77,454 – $91,123.

Additional Information

Bondability Requirement:

Candidates must be bondable under a fidelity bond policy (includes a criminal and credit check).

Closing Date:November 12th, 2026.

Diversity & Inclusion

At Provincial Credit Union, we’re committed to creating an inclusive and equitable workplace. We welcome applications from all qualified individuals, and accommodations are available throughout the recruitment process.

Tagged as: 11102

Languages:

• English