Financial Services Officer

Provincial Credit Union; Town of O'Leary; On-site; CAD 53,000 - 63,000; Full time

Benefits offered by this job

Competitive pay

Bonus program

Comprehensive benefits

Job summary

Provincial Credit Union is seeking a Financial Services Officer at our O’Leary, PEI branch to guide members through everyday banking needs, loans, and investment options. You’ll assess credit applications, explain lending decisions, and help members plan for retirement and savings goals.

You’ll meet with members in person or digitally, collect financial data, and recommend suitable solutions while ensuring compliance with policies. A people-first employer with strong growth potential.

Qualifications

• Post-secondary education in Business, Finance or related field is required.
• Experience in lending, financial services, or member advisory roles preferred.
• Strong analytical skills and attention to detail with ability to build trust.

Responsibilities

• Provide one-on-one financial education and advice to members on day to day banking, loans, investments, and deposit products.
• Meet with members (in person or digitally) to understand their needs, gather financial data, and guide them toward the best solutions.
• Assess applications by analyzing creditworthiness, determining loan feasibility, setting credit limits, and approving or declining loans within lending authority.
• Ensure all loan agreements are complete, accurate, and compliant with policies and guidelines.
• Promote and recommend deposit products such as term deposits, RRSPs, RESPs, RRIFs, and LIFs, or refer to our Financial Planning partners when appropriate.

Skills

Analytical skills

Attention to detail

Customer relationship building

Education

Post-secondary education in Business/Finance or related field

Job description

Financial Services Officer

Branch Location: O'Leary, PEI

At Provincial Credit Union, we’re more than a financial institution - we’re a people-first, purpose-driven organization, proudly recognized as one of Canada's Top 100 Employers for 2026. Guided by our IMPACT values, we’re committed to creating an exceptional employee experience where every team member feels supported, valued, and empowered.

At Provincial Credit Union, we do more than banking - we empower our members to thrive. Our team provides trusted financial advice, education, and planning that make a real difference in our communities. As a Financial Services Officer, you’ll play a key role in helping members navigate life’s big financial decisions. From lending solutions to savings and retirement planning, you’ll be a trusted partner in their financial journey.

In this role, you’ll:

• Provide one-on-one financial education and advice to members on day to day banking, loans, investments, and deposit products.
• Meet with members (in person or digitally) to understand their needs, gather financial data, and guide them toward the best solutions.
• Assess applications by analyzing creditworthiness, determining loan feasibility, setting credit limits, and approving or declining loans within your lending authority.
• Ensure all loan agreements are complete, accurate, and compliant with policies and guidelines.
• Promote and recommend deposit products such as term deposits, RRSPs, RESPs, RRIFs, and LIFs, or refer to our Financial Planning partners when appropriate.

What You Bring

• Education: Post-secondary education in Business, Finance, or a related field (or equivalent experience).
• Experience: Previous experience in lending, financial services, or a member-focused advisory role.
• Skills & Abilities: Strong analytical skills, attention to detail, and the ability to build trust and lasting relationships with members.

Why You'll Love It Here

We believe our employees deserve the same outstanding care we give our members. That’s why we offer:

• A People-First Culture: Join a supportive team that values collaboration, positivity, and community impact.
• Competitive Pay & Bonus Program: Market-aligned salary plus the opportunity for annual bonuses.
• Comprehensive Benefits: Health and dental coverage, sick time, and a Defined Contribution Pension Plan & Group Retirement Savings Plan with up to 9% employer contribution.
• Work-Life Balance: Three weeks’ vacation, plus four personal days and two volunteer days each year.
• Career Growth: Tuition reimbursement, training opportunities, and career progression pathways.
• Extra Perks: Annual fitness and clothing allowance, reduced employee loan and mortgage rates, and no service fees on banking transactions.
• Salary Range: $53,233 - $62,628.

Additional Information

Bondability Requirement: Candidates must be bondable under a fidelity bond policy (includes a criminal and credit check).

Closing Date

Closing Date: November 16, 2026.

Diversity & Inclusion

At Provincial Credit Union, we’re committed to creating an inclusive and equitable workplace. We welcome applications from all qualified individuals, and accommodations are available throughout the recruitment process.