Software Engineer, Credit Cycle

Pismo Soluções Tecnologicas Ltda.; Região Geográfica Intermediária de São Paulo; On-site; BRL 180,000 - 320,000; Full time

Job summary

Visa is seeking a remote Brazil-based Backend Engineer with strong Java and/or Golang skills for the Credit Cycle team. You will develop across front-end, back-end, and data layers, integrate systems via APIs, and build automated tests in a cloud-native, secure environment.

Join a global payments leader focused on reliability, scale, and security. Candidates should be based in Brazil, comfortable with English, and experienced in CI/CD, Terraform, and observability practices.

Qualifications

• Based in Brazil required.
• Experience with Java and/or Golang in a payments/financial context.
• Proficiency in English (B1 or higher). Fosters secure coding and testing practices.
• Strong API design and documentation skills (Swagger).
• Experience with AWS and scalable microservices architecture.
• Familiarity with CI/CD workflows and infrastructure as code.

Responsibilities

• Write, modify, and review high-quality code across front-end, back-end, and data layers.
• Integrate systems via APIs, messaging queues, and databases.
• Develop unit, integration, and end-to-end tests with automation.
• Maintain CI pipelines and push changes to multiple environments.
• Debug and perform root cause analysis using AI-assisted tools.
• Build and maintain CI/CD pipelines with containerization and orchestration.
• Monitor production apps, analyze logs, and fix issues for reliability.
• Optimize for performance and cost efficiency; enforce secure coding.
• Document APIs and support DEVEX and external publishing.

Skills

Java

Golang

AWS

CI/CD

Git

API design

Swagger

Terraform

Argo

Jenkins

Codefresh

Observability

Education

Bachelor's or Associate's Degree

Tools

Swagger

Terraform

Argo

Jenkins

Codefresh

Job description

About Us

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.

Summary

The Credit Cycle team manages credit card statements and invoice data across the platform, including amounts, statuses, charges, and cycle events. In addition to ensuring the accuracy, consistency, and scalability of this data, the team develops new features and workflows that enhance the end-customer experience. In a distributed, cloud-native environment, we design and maintain secure and reliable systems that support high-volume global operations.

This is a remote position. A remote position does not require job duties be performed within proximity of a Visa office location. Remote positions may be required to be present at a Visa office with scheduled notice. Remote

What You'll Do

• Write, modify, and review high-quality, testable, and efficient code across front-end, back-end, and data layers.
• Integrate systems via APIs, messaging queues, and databases.
• Develop unit, integration, and end-to-end tests with a strong focus on automation.
• Maintain CI pipelines to run tests automatically upon code commits.
• Debug and perform root cause analysis on issues, using AI-driven tools where applicable, and enforce code quality gates through reviews and static analysis.
• Build and maintain CI/CD pipelines; package and deploy applications to various environments using containerization and orchestration tools.
• Monitor applications in production using observability tools; investigate incidents, analyze logs, identify root causes, and implement fixes.
• Optimize code for performance, cost efficiency, and maintainability.
• Apply secure coding practices, manage secrets properly, validate inputs, and ensure authentication/authorization is robust.
• Comply with regulatory standards and maintain documentation for audits.

Qualifications

For this role, you must be based in Brazil

Language Skills

Proficiency in English at B1 level or above (Intermediate)

Basic Qualifications

• Bachelor's or Associate's Degree or at least 3 years of work experience.
• Experience with Java and/or Golang.

Technical Skills

• +3 years of experience with Java and/or Golang.
• Experience with Financial Industry or Payments
• Skilled in Java and adaptable to other languages like Golang.
• Advanced Git user resolves team version control issues.
• Thorough code reviews focusing on cross-domain quality.
• Writes and validates unit, integration, performance, and end-to-end tests.
• Experienced with Swagger, flow diagrams, and API documentation, supports DEVEX and external publishing.
• Proficient with Terraform, Argo, Jenkins, Codefresh for infrastructure and deployment understand related integrations (or correlated tools for CI/CD).
• Deep product knowledge, active in feature planning and impact analysis.
• Strong relational database design and non-relational strategy, effective data modeling.
• Proficient in AWS, applying optimal performance techniques.
• Designs scalable microservices and evaluates architectural options.
• Identifies and resolves distributed systems issues for improved reliability.

Preferred Qualifications

• Work with critical systems is a differential.
• Understanding of observability practices (monitoring, tracing, alerting).

Visa is an EEO Employer

Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.