Mid-Level Aml Compliance Analyst

Western Union; São Paulo; On-site; BRL 100,000 - 150,000; Full time

Benefits offered by this job

Health insurance

Life insurance

Meal voucher

Food voucher

Development platforms

Job summary

Western Union is seeking a Mid-Level AML Compliance Analyst to support the execution and continuous improvement of the AML program. You will analyze alerts, conduct investigations, and collaborate with global and local teams to ensure regulatory adherence.

You will help develop controls, monitor customer activity, and contribute to AI-driven process enhancements while maintaining strict ethics and accuracy in a fast-paced, regulated environment.

Qualifications

• 3–4 years of experience in financial institutions, preferably in Compliance/AML.
• Knowledge of AML regulations, compliance frameworks, and investigations.
• Excellent written and verbal communication skills for documenting investigations.
• Ability to collaborate with global and local teams in a regulated environment.

Responsibilities

• Analyze suspicious or atypical transactions from AML monitoring systems and review alerts with global teams.
• Conduct investigations and document findings with clear, supported recommendations.
• Escalate and present cases to the local AML Compliance Committee.
• Prepare and submit regulatory reports to local authorities per laws.
• Develop and implement controls and monitoring rules to mitigate money laundering risk.
• Monitor customer activity to identify potential AML risks.
• Contribute to continuous improvement of the AML program, including AI-driven enhancements.
• Develop and maintain KRIs, metrics, and BI dashboards.
• Ensure activities comply with internal policies and regulatory frameworks.
• Stay updated on regulatory changes and emerging financial crime risks.

Skills

Analytical thinking

Regulatory knowledge

AML investigations

English proficiency

Cross-functional collaboration

Tools

Python

Power BI

Job description

Role Responsibilities

As a Mid-Level AML Compliance Analyst, you will support the execution and continuous improvement of the Anti-Money Laundering (AML) Compliance Program.

This role is responsible for analyzing suspicious transaction alerts, conducting investigations, identifying latest trends, and ensuring adherence to regulatory requirements while collaborating with global and local teams.

• Analyze suspicious or atypical transactions generated through AML monitoring systems and collaborate with global compliance teams to review alerts, share insights, and ensure alignment across regions.
• Conduct investigations and document findings, providing clear and well-supported recommendations based on internal policies and regulatory requirements.
• Escalate and present cases to the local AML Compliance Committee.
• Prepare and submit regulatory reports to local authorities in accordance with applicable laws and requirements.
• Support the development and implementation of controls and monitoring rules to mitigate the risk of money laundering across different channels and products.
• Monitor customer activity and behavior to identify potential risks related to money laundering or financial crime.
• Contribute to the continuous improvement of the AML Compliance Program, proposing process enhancements and automation opportunities using Artificial Intelligence as applicable.
• Develop and maintain key risk indicators (KRIs), metrics, and dashboards using Business Intelligence platforms.
• Ensure all activities are conducted in compliance with internal policies, governance standards, and regulatory frameworks.
• Stay updated on regulatory changes, industry’s best practices, and emerging risks related to financial crime.

Role Requirements

• Minimum 3 -4 years of experience in the financial institution , preferably in Compliance, Anti-Money Laundering (AML) or related areas.
• Strong analytical and problem-solving skills, with the ability to assess complex information and draw sound conclusions.
• Knowledge of AML regulations, compliance frameworks, and suspicious activity investigations.
• Proven ability to apply regulatory requirements e internal policies when evaluating customer activity and identifying suspicious behavior.
• Excellent written and verbal communication skills, with the ability to clearly document investigations and present findings.
• Strong attention to detail and organizational skills with the ability to manage multiple priorities
• Good interpersonal skills and ability to collaborate effectively with cross-functional and global teams
• Knowledge of Virtual Assets and Stablecoin transactions will be considered an advantage.
• Technical skills: familiarity with data analysis tools such as Python, Business Intelligence platforms (e.g., Power BI) and Artificial Intelligence.
• Ability to work in a fast-paced and regulated environment with high levels of accuracy and accountability.
• Proactive mindset with a strong commitment to ethics and compliance standards.
• Good comprehension and speaking skills in English. Spanish is a differential.

Workplace Option

Western Union values in-person collaboration, problem solving, and ideation whenever possible. We believe this fosters common ways of working and supports how we execute initiatives for our customers. The expectation is to work from the office a minimum of three days a week.

BENEFITS AND OTHER DETAILS

Benefits

You will also have access to short-term incentives, multiple health insurance options, accident and life
insurance, and access to best-in-class development platforms, to name a few. Please see the benefits below specific to your country. If applicable, additional role-specific benefits will be mentioned during your interview process or in an offer of employment.

Your Brazil-specific benefits include:

• Medical (CarePlus) and dental (Privian) assistance: plans with no fixed contribution, with co-participation in consultations and exams
• Life insurance
• Food voucher
• Meal voucher

Other Details

We are passionate about honoring our employee's identity and fostering a feeling of belonging. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve. We do not discriminate based on race, color, national origin, religion, political affiliation, sex (including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteran status. The company will provide accommodation to applicants, including those with disabilities, during the recruitment process, following applicable laws.

Estimated Job Posting End Date:

11-30-2026

This application window is a good-faith estimate of the time that this posting will remain open. This posting will be promptly updated if the deadline is extended or the role is filled.