Mid-Level AML Compliance Analyst

The Western Union Company; Região Imediata de São Paulo; Sur place; BRL 120 000 - 180 000; Plein temps

Avantages offerts par ce poste

Medical and dental insurance

Life insurance

Food voucher

Meal voucher

Résumé du poste

The Western Union Company in Brazil seeks a Mid-Level AML Compliance Analyst to support the execution and continuous improvement of the AML program, analyzing alerts and conducting investigations with global and local teams.

You will develop controls and monitoring rules, monitor KRIs and dashboards, and prepare regulatory reports for local authorities, while staying current with evolving financial crime risks and regulatory requirements.

Qualifications

• 3–4 years of experience in a financial institution, preferably in Compliance/AML.
• Strong analytical and problem-solving skills.
• Knowledge of AML regulations, compliance frameworks, and investigations.
• Excellent written and verbal communication skills.
• Ability to collaborate with cross-functional and global teams.
• English proficiency; Spanish a differential.

Responsabilités

• Analyze suspicious transaction alerts and conduct investigations.
• Collaborate with global compliance teams to review alerts and share insights.
• Prepare regulatory reports for local authorities.
• Develop controls and monitoring rules to mitigate AML risk across channels.
• Develop KRIs, metrics, and dashboards using BI tools.
• Stay updated on regulatory changes and emerging risks.

Connaissances

Analytical thinking

Problem solving

Excellent communication

Team collaboration

Outils

Python

Power BI

Description du poste

Role Responsibilities

As a Mid-Level AML Compliance Analyst, you will support the execution and continuous improvement of the Anti-Money Laundering (AML) Compliance Program. This role is responsible for analyzing suspicious transaction alerts, conducting investigations, identifying latest trends, and ensuring adherence to regulatory requirements while collaborating with global and local teams. Analyze suspicious or atypical transactions generated through AML monitoring systems and collaborate with global compliance teams to review alerts, share insights, and ensure alignment across regions. Conduct investigations and document findings, providing clear and well-supported recommendations based on internal policies and regulatory requirements. Escalate and present cases to the local AML Compliance Committee. Prepare and submit regulatory reports to local authorities in accordance with applicable laws and requirements. Support the development and implementation of controls and monitoring rules to mitigate the risk of money laundering across different channels and products. Monitor customer activity and behavior to identify potential risks related to money laundering or financial crime. Contribute to the continuous improvement of the AML Compliance Program, proposing process enhancements and automation opportunities using Artificial Intelligence as applicable. Develop and maintain key risk indicators (KRIs), metrics, and dashboards using Business Intelligence platforms. Ensure all activities are conducted in compliance with internal policies, governance standards, and regulatory frameworks. Stay updated on regulatory changes, industry’s best practices, and emerging risks related to financial crime.

Role Requirements

Minimum 3 -4 years of experience in the financial institution, preferably in Compliance, Anti-Money Laundering (AML) or related areas. Strong analytical and problem-solving skills, with the ability to assess complex information and draw sound conclusions. Knowledge of AML regulations, compliance frameworks, and suspicious activity investigations. Proven ability to apply regulatory requirements e internal policies when evaluating customer activity and identifying suspicious behavior. Excellent written and verbal communication skills, with the ability to clearly document investigations and present findings. Strong attention to detail and organizational skills with the ability to manage multiple priorities. Good interpersonal skills and ability to collaborate effectively with cross-functional and global teams. Knowledge of Virtual Assets and Stablecoin transactions will be considered an advantage. Technical skills: familiarity with data analysis tools such as Python, Business Intelligence platforms (e.g., Power BI) and Artificial Intelligence. Ability to work in a fast-paced and regulated environment with high levels of accuracy and accountability. Proactive mindset with a strong commitment to ethics and compliance standards. Good comprehension and speaking skills in English. Spanish is a differential.

Workplace Option

Western Union values in-person collaboration, problem solving, and ideation whenever possible. We believe this fosters common ways of working and supports how we execute initiatives for our customers. The expectation is to work from the office a minimum of three days a week.

BENEFITS AND OTHER DETAILS

Benefits You will also have access to short-term incentives, multiple health insurance options, accident and life insurance, and access to best-in-class development platforms, to name a few. Please see the benefits below specific to your country. If applicable, additional role-specific benefits will be mentioned during your interview process or in an offer of employment.

• Medical (CarePlus) and dental (Privian) assistance: plans with no fixed contribution, with co-participation in consultations and exams
• Life insurance
• Food voucher
• Meal voucher

Other Details We are passionate about honoring our employee's identity and fostering a feeling of belonging. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve.

We do not discriminate based on race, color, national origin, religion, political affiliation, sex (including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteran status. The company will provide accommodation to applicants, including those with disabilities, during the recruitment process, following applicable laws.

Estimated Job Posting End Date: 11-30-2026. This application window is a good-faith estimate of the time that this posting will remain open. This posting will be promptly updated if the deadline is extended or the role is filled.

At Western Union, we’re more than a trusted name in global payments. We’re moving beyond remittances, beyond cash, and beyond the expectations of our customers. Our talented teams enable us to transform into a digital-first company, built on the strength of our retail foundation and powered by next-generation payments. All this with the goal of helping people prosper. Our customers inspire us to push boundaries and create services that make life easier and communities stronger. Wherever you are in the world, we’re committed to shaping the next generation of financial experiences. Join us as we go beyond and be part of a team that’s redefining what’s possible.