Fraud Prevention Analyst

Binance; São Paulo; Remote; BRL 90,000 - 130,000; Full time

Benefits offered by this job

Remote-first

Job summary

Binance in Brazil is seeking a Fraud Prevention Analyst to join the local fraud team. The role focuses on transactional monitoring, investigation, and fraud prevention within the Pix ecosystem, a high-volume, high-accountability function where precision and timeliness are essential.

You will monitor alerts, investigate suspicious transactions, and execute blocks under delegated authority, while coordinating with Compliance on AML-related cases.

Qualifications

• Minimum 2 years of experience in fraud prevention or transaction monitoring within a financial institution or payment institution.
• Hands-on experience with Pix: MED, precautionary blocking, DICT, and fraud markings.
• Knowledge of the main fraud typologies affecting banking and payment rails.
• Working knowledge of AML/CFT (PLD/FTP), banking secrecy, and LGPD.
• Strong writing skills for producing opinions, dossiers, and formal communications.
• Bilingual English/Portuguese is required to coordinate with overseas partners and stakeholders.
• Education: Bachelor's degree (Ensino Superior) minimum.

Responsibilities

• Monitor and action alerts generated by anti-fraud rules and tooling.
• Investigate suspicious accounts and transactions, including beneficiary chains traced by MED 2.0 (up to 5 layers).
• Execute, within delegated authority, precautionary blocks, account blocks, and relationship terminations.
• Handle MED requests — both received and sent — within deadlines set by the Pix Regulation, including the 7-day merit-analysis clock.
• Record and query fraud markings in DICT and comply with regulatory flows.
• Request information and documents from customers and track responses through to resolution.
• Prepare analysis dossiers with clear, objective, well-founded reasoning.
• Escalate cases with indications of money laundering (AML/TF) to Compliance/PLD-FTP for COAF reporting assessment.
• Identify false positives and propose parameter adjustments and new detection rules.
• Track indicators: alert volume, response time, false-positive rate, and amounts blocked/recovered.

Skills

Fraud prevention

Transaction monitoring

English/Portuguese bilingual

Technical writing

AML/CFT

LGPD

PIX knowledge

Education

Bachelor's degree (Ensino Superior)

Tools

MED 2.0

DICT

Fraud tooling

Job description

Binance is a leading global blockchain ecosystem behind the world’s largest cryptocurrency exchange by trading volume and registered users. We are trusted by 300+ million people in 100+ countries for our industry-leading security, user fund transparency, trading engine speed, deep liquidity, and an unmatched portfolio of digital-asset products. Binance offerings range from trading and finance to education, research, payments, institutional services, and more. Our mission is to increase the freedom of money and financial access for people around the world.

About The Role

Binance is seeking a Fraud Prevention Analyst to join our Brazil fraud team, focused on transactional monitoring, investigation, and fraud prevention within the Pix ecosystem. This role is central to our fiat operating channel, this is a high-volume, high-accountability function where timeliness and attention to detail are needed.

Key Responsibilities

• Monitor and action alerts generated by anti-fraud rules and tooling.
• Investigate suspicious accounts and transactions, including beneficiary chains traced by MED 2.0 (up to 5 layers).
• Execute, within delegated authority, precautionary blocks, account blocks, and relationship terminations.
• Handle MED (Mecanismo Especial de Devolução) requests — both received and sent — within the deadlines set by the Pix Regulation, including the 7-day merit-analysis clock (weekends and Brazilian holidays included).
• Record and query fraud markings in DICT and comply with all applicable regulatory flows.
• Request information and documents from customers and track responses through to resolution.
• Prepare analysis dossiers with clear, objective, well-founded reasoning.
• Escalate cases with indications of money laundering (AML/TF) to the Compliance/PLD-FTP area for assessment of reporting to COAF.
• Identify false positives and propose parameter adjustments and new detection rules.
• Track key indicators: alert volume, response time, false-positive rate, and amounts blocked and recovered.

Essential Requirements

• Minimum 2 years of experience in fraud prevention or transaction monitoring within a financial institution or payment institution.
• Hands-on experience with Pix: MED, precautionary blocking, DICT, and fraud markings.
• Knowledge of the main fraud typologies affecting banking and payment rails.
• Working knowledge of AML/CFT (PLD/FTP), banking secrecy, and LGPD.
• Strong writing skills for producing opinions, dossiers, and formal communications.
• Bilingual English/Portuguese is required to be able to coordinate with overseas partners and stakeholders. Additional languages would be an advantage.
• Education: Bachelor's degree (Ensino Superior) minimum.

Nice to Have

• Experience parameterizing or calibrating anti-fraud rules.
• Familiarity with high-value vs. low-value case triage workflows.

Why Binance

• Shape the future of finance
• Collaborate with world-class talent in a user-centric global organization with a flat structure
• Tackle challenging projects in a fast-paced and innovative enviornment with autonomy
• Thrive in a results-driven workplace with opportunities for career growth and continuous learning
• Competitive salary and company benefits
• Remote-first, work-from-home arrangement (may vary depending on the nature of the role and team)

Binance is committed to being an equal opportunity employer. We believe that having a diverse workforce is fundamental to our success.

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