Cross-border Payments Senior Product Manager

Coins.ph; Vila Velha; On-site; BRL 260,000 - 420,000; Full time

Job summary

Coins.ph in Brazil seeks a Senior Product Manager to define and own the strategy for cross-border payment services across remittance, settlement, and currency exchange. You will lead market research, requirements, solution design, and launch to build a scalable product in a regulated environment.

You will collaborate with engineering, compliance, legal, BD, and operations to deliver regulatory-compliant solutions, analyze markets across corridors, and track metrics to push continuous

Qualifications

• Bachelor's degree in Business, Finance, Computer Science, or related field.
• 6+ years of product management experience in fintech, remittance, payments, or banking; with at least 2 years focused on cross-border or international money movement.
• Strong understanding of payment systems, FX, compliance (AML/KYC), and settlement processes.
• Proven ability to lead cross-functional teams in an agile environment.
• Data-driven mindset; able to interpret data to make informed product decisions.
• Excellent written and verbal communication skills in English.

Responsibilities

• Define and own the product strategy and roadmap for cross-border payment services across remittance, settlement, and currency exchange.
• Lead end-to-end product lifecycle management — from market research, requirements gathering, solution design, to launch and optimization.
• Collaborate with engineering, compliance, legal, business development, and operations teams to deliver cross-border payment products that are scalable and regulatory-compliant.
• Analyze customer needs, competitor offerings, and regulatory environments in key corridors (e.g., Asia, EU, UAE) to identify product opportunities.
• Drive product performance by tracking key metrics (e.g., transaction volume, revenue per corridor, user retention) and executing continuous improvements.
• Engage with partners, payment networks, remittance providers, and settlement banks to build strong ecosystem support.

Skills

Cross-functional leadership

Agile methodologies

Data-driven decision making

English communication

Stakeholder management

Education

Bachelor's degree (Business/Finance/CS)

MBA (plus)

Job description

Responsibilities

• Define and own the product strategy and roadmap for cross-border payment services across remittance, settlement, and currency exchange.


• Lead end-to-end product lifecycle management — from market research, requirements gathering, solution design, to launch and optimization.


• Collaborate with engineering, compliance, legal, business development, and operations teams to deliver cross-border payment products that are scalable and regulatory-compliant.


• Analyze customer needs, competitor offerings, and regulatory environments in key corridors (e.g., Asia, EU, UAE) to identify product opportunities.


• Drive product performance by tracking key metrics (e.g., transaction volume, revenue per corridor, user retention) and executing continuous improvements.


• Engage with partners, payment networks, remittance providers, and settlement banks to build strong ecosystem support.

Requirements

• Bachelor's degree in Business, Finance, Computer Science, or related field. MBA is a plus.


• 6+ years of product management experience in fintech, remittance, payments, or banking; with at least 2 years focused on cross-border or international money movement.


• Strong understanding of payment systems, FX, compliance (AML/KYC), and settlement processes.


• Proven ability to lead cross-functional teams in an agile environment.


• Data-driven mindset; able to interpret data to make informed product decisions.


• Excellent written and verbal communication skills in English.

Preferred Qualifications

• Experience in Brazil or emerging markets.


• Familiarity with blockchain or crypto-based payment rails.


• Experience integrating with third-party PSPs, banks, or global remittance networks.


• Working knowledge of real-time payment systems.