Credit and Collections Analyst

Jobtailor; Valinhos; Híbrido; BRL 90 000 - 130 000; Tempo integral

Resumo da oferta

Jobtailor is seeking a Credit Analyst/Accounts Receivable Specialist in Valinhos, Brazil, to support credit analysis, customers records, collections, and reconciliation duties. The role emphasizes Excel-based data analysis and collaboration with Sales and Finance teams.

The ideal candidate will have a degree in Business or Accounting, strong communication skills, and the ability to negotiate and resolve outstanding issues. Hybrid work arrangement in Valinhos is available.

Qualificações

• Bachelor's degree in Business Administration or Accounting required or in progress.
• Reside in Campinas or surrounding area.
• Excel knowledge preferred.

Responsabilidades

• Support the credit analysis and approval process for new customers by reviewing registration and financial documents and conducting checks to determine credit limits and payment terms
• Create and update customer records in the system
• Support order releases in accordance with credit limits and internal policies
• Monitor the accounts receivable portfolio, identifying overdue and upcoming receivables
• Conduct collection efforts by phone and email, supporting payment negotiations and arrangements
• Record and follow up on collection contacts, payment promises, and agreements reached
• Flag delays, discrepancies, and risk situations for review by the relevant team
• Process and reconcile bank receipts, return files, transfers, and receivables postings
• Identify and resolve inconsistencies in receipts
• Prepare, update, and analyze Excel spreadsheets and supporting reports
• Monitor indicators related to delinquency, due dates, credit limits, receipts, and collection performance
• Maintain contact with customers and partner with the Sales, Finance, and other involved teams to clarify outstanding issues and expedite problem resolution

Conhecimentos

Credit Analysis

Accounts Receivable Management

Excel Proficiency

Data Analysis

Financial Document Review

Formação académica

Bachelor's Degree in Business Administration

Bachelor's Degree in Accounting

Descrição da oferta de emprego

• Support the credit analysis and approval process for new customers by reviewing registration and financial documents and conducting checks to determine credit limits and payment terms
• Create and update customer records in the system
• Support order releases in accordance with credit limits and internal policies
• Monitor the accounts receivable portfolio, identifying overdue and upcoming receivables
• Conduct collection efforts by phone and email, supporting payment negotiations and arrangements
• Record and follow up on collection contacts, payment promises, and agreements reached
• Flag delays, discrepancies, and risk situations for review by the relevant team
• Process and reconcile bank receipts, return files, transfers, and receivables postings
• Identify and resolve inconsistencies in receipts
• Prepare, update, and analyze Excel spreadsheets and supporting reports
• Monitor indicators related to delinquency, due dates, credit limits, receipts, and collection performance
• Maintain contact with customers and partner with the Sales, Finance, and other involved teams to clarify outstanding issues and expedite problem resolution

Requirements

• Bachelor's degree completed or in progress in Business Administration, Accounting, or a related field
• Reside in Campinas or the surrounding area
• Excel knowledge preferred
• Availability to work in a hybrid model in Valinhos
• Organization and attention to detail
• Analytical mindset and strong sense of responsibility
• Strong communication and interpersonal skills
• Proactive attitude and negotiation skills

Core Competencies

Demonstrates expertise in credit analysis, customer account management, and collection processes, with strong proficiency in Excel for data analysis and reporting. Capable of effective communication and negotiation to resolve outstanding issues and enhance customer relationships.

Highest-signal resume keywords

• Credit Analysis
• Accounts Receivable Management
• Excel Proficiency
• Collection Negotiation
• Customer Relationship Management

ATS Optimization Keywords

Hard Skills

• Credit Analysis
• Accounts Receivable Management
• Excel Proficiency
• Data Analysis
• Financial Document Review

Soft Skills

• Strong Communication Skills
• Interpersonal Skills
• Attention to Detail
• Analytical Mindset
• Proactive Attitude

Certifications & Qualifications

• Bachelor's Degree in Business Administration
• Bachelor's Degree in Accounting

Industry Keywords

• Credit Limits
• Payment Terms
• Delinquency Monitoring
• Payment Negotiations
• Financial Reconciliation