Risk Management Sr. Officer / HBTF Bahrain

Housing Bank; Capital Governorate; On-site; BHD 15,000 - 23,000; Full time

Job summary

Housing Bank in Bahrain is seeking a seasoned risk professional to coordinate the branch's operational risk management framework, including RCSAs, control testing, and action follow-up. The role requires collaboration with head office and adherence to regulatory requirements.

You will monitor incidents, KRIs, and emerging risks, prepare concise reports, and support policy reviews. Proficiency in Excel and risk systems, plus fluency in English and Arabic, are essential.

Qualifications

• Bachelor’s degree in risk management, business/finance related field.
• Minimum 6 years of banking experience in risk management.
• Strong knowledge of operational risk and regulatory requirements.
• Knowledge of Bahrain banking environment and CBB rules.
• Proficiency in Excel, Word, PowerPoint; risk systems familiarity.

Responsibilities

• Coordinate the Branch’s operational risk management activities, including RCSAs, risk and control assessments, control testing and monitoring of corrective actions.
• Monitor and analyze operational risk incidents, fraud risks, KRIs and emerging exposures; prepare risk reports and escalat[ed] material concerns.
• Support reviews of policies, procedures, new products, systems and process changes from a risk management perspective, including regulatory requirements.
• Help coordinate, on behalf of the Head office Risk Management, the Branch’s wider risk management activities across credit, market, liquidity, business continuity and information security/cyber risks.
• Collect, review and consolidate risk information, assessments and reports from responsible functions; monitor risk exposures, exceptions, regulatory requirements and outstanding actions across risk areas.
• Assist with cross-functional risk reviews, stress testing, business continuity arrangements and information security risk assessments.
• Help prepare and coordinate periodic risk management reporting, committee materials and regulatory or Head Office submissions, ensuring accuracy, completeness and timely follow-up.

Skills

Analytical skills

Stakeholder management

Communication skills

Attention to detail

Bilingual English/Arabic

Education

Bachelor’s degree in risk management or related field

Tools

Microsoft Excel

PowerPoint

Risk management systems

Job description

• Coordinate the Branch’s operational risk management activities, including RCSAs, risk and control assessments, control testing and monitoring of corrective actions.
• Monitor and analyze operational risk incidents, fraud risks, key risk indicators (KRIs) and emerging exposures; prepare risk reports and escalat material concerns.
• Support reviews of policies, procedures, new products, systems and process changes from a risk management perspective, including relevant regulatory requirements.
• Help coordinate, on behalf of the Head office Risk Management, the Branch’s wider risk management activities covering credit, market, liquidity, business continuity and information security/cyber risks, under the supervision of the Head of Operational Risk.c
• Collect, review and consolidate risk information, assessments and reports from responsible functions; monitor risk exposures, exceptions, regulatory requirements and outstanding actions across risk areas.
• Assist with cross-functional risk reviews, stress testing, business continuity arrangements and information security risk assessments, as applicable, without assuming ownership of specialist first-line activities.
• Help prepare and coordinate periodic risk management reporting, committee materials and regulatory or Head Office submissions, ensuring accuracy, completeness and timely follow-up.

Qualifications & Requirements:

• Bachelor’s degree in risk management, Business Administration, Finance, Banking, Accounting or a related field.
• Minimum 6 years of relevant banking experience in risk management, with practical experience in operational risk and exposure to the coordination and oversight of other risk areas.
• Sound understanding of operational risk management and good working knowledge of other key banking risk disciplines, particularly credit, market, and liquidity, including their underlying risk drivers, assessment methodologies, monitoring practices and regulatory requirements.
• Knowledge of the Bahrain banking environment and relevant Central Bank of Bahrain requirements.
• Relevant professional certifications in risk management (e.g., ORM, PRM or FRM) are an advantage.
• Strong analytical skills, sound judgement and attention to detail.
• Ability to prepare clear, concise reports and communicate findings effectively.
• Strong stakeholder management and coordination skills, with the ability to engage effectively with specialist risk functions, critically review risk information, identify potential concerns and challenge constructively.
• Strong organizational skills, follow-through and ability to manage competing deadlines.
• Proficiency in Microsoft Excel, Word and PowerPoint; familiarity with risk management systems is an advantage.
• Good written and spoken English and Arabic.

Nationality: Only Bahrainis and expatriates currently working in the Bahraini banking sector may apply.

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