Junior Credit Control Analyst

q8hcm; Antwerpen; Hybrid; EUR 36,000 - 48,000; Full time

Benefits offered by this job

Mobile phone & subscription

Health insurance

Pension plan

Holiday pay

Year-end bonus

Expense allowance

Bonus scheme

36 days annual leave

Hybrid work Antwerp/Rotterdam

Job summary

Q8hcm is recruiting a Junior Credit Control Analyst to kick off a finance career in an international setting. You will analyse financial data, support credit assessments and monitor customer portfolios across Europe, with hybrid working between Antwerp and Rotterdam.

You will learn SAP integration and the in-house credit model while taking on increasing responsibility as you grow your expertise, under guidance from experienced team members.

Qualifications

• Fluent in English and able to communicate in cross-functional teams.
• Strong Excel skills and numerical aptitude.
• Bachelor's or Master's degree in finance or related field.

Responsibilities

• Analyse financial information and support credit assessments to determine creditworthiness.
• Monitor customer portfolios and identify credit risks and overdue payments.
• Prepare credit reports and KPIs, including ageing reports.
• Support monthly, quarterly and year-end closing activities.
• Collaborate with SAP and the in-house credit model; learn how systems connect.

Skills

Fluent English

Excel knowledge

Analytical mindset

Proactive

Education

Master's degree in Finance

Tools

SAP

Job description

Start your finance career and turn numbers into smart business decisions

Antwerp/ Rotterdam

Ready to put your finance knowledge into practice? As Junior Credit Control Analyst, you get the opportunity to build your expertise in credit management within an international environment. You analyse financial information, help assess the creditworthiness of customers and monitor credit risks across different Business Segments within Kuwait Petroleum Europe. Along the way, you work with experienced colleagues and connect with teams across the organisation. You don't need years of experience. Bring your financial knowledge, analytical mindset and drive to learn, and you'll get the support and responsibility to grow into the role.

Your biggest challenge

You learn how to balance business opportunities with financial risks. Step by step, you build your expertise and take on more responsibility within Credit Management.

You analyse financial information and support credit assessments to help determine the creditworthiness of customers.

You monitor customer portfolios and help identify potential credit risks and overdue payments.

You prepare customer analyses and Credit Committee cases together with experienced colleagues and follow up on agreed actions.

You work closely with different Business Segments to gather information and build a complete picture of customers' financial situations.

You support contacts with credit insurers and collection agencies and help follow up on bad debt cases.

You prepare credit reports and KPIs, including ageing and exceeding reports, and help analyse the results.

You support monthly, quarterly and year-end closing activities, including account reconciliations and bad debt provisions.

You work with SAP and our in-house credit model and learn how different financial systems and processes connect.

You contribute to projects and improvements that make our reporting, systems and processes smarter and more efficient.

This is you

You recently graduated or are ready to take your first steps in finance. You enjoy working with numbers, have an analytical mindset and want to understand the story behind the figures.

You're eager to learn, work accurately and aren't afraid to ask questions. You take initiative and look forward to gradually taking on more responsibility as your expertise grows.

You also:

• Have a master's degree in Finance, Business Economics or a related financial field.
• Are at the start of your career. Previous professional experience is not required.
• Ideally gained some first experience through an internship or student job within a finance environment.
• Have a good knowledge of Excel. Experience with SAP is an advantage, but not required.
• Are analytical, accurate and eager to learn.
• Take initiative and have the drive to develop your financial expertise.
• Are fluent in English, which is essential for the role. Knowledge of additional languages, such as Dutch or French, is a strong advantage.

What do you get in return?

• A competitive salary with an extensive benefits package: Mobile phone + subscription, health or hospitalisation insurance, pension plan, holiday pay, year-end bonus, net expense allowance, bonus scheme and at least 36 days of annual leave.
• Hybrid working: Combine working from home with working from our modern offices in Antwerp or Rotterdam, with the latest tools to work efficiently.
• A warm welcome: Join a certified Baanbrekende Werkgever and enjoy sports activities, clubs, events, family days and our BeWell programme for your wellbeing.
• Room to grow: Build your expertise through training and coaching, with plenty of opportunities to develop further within the organisation.
• A strong network and a great working environment: Benefit from our broad network and work together with colleagues in close-knit, welcoming teams.

Ready for a job with drive?

Looking for a first role where you can learn, take responsibility and build a strong foundation in finance? This is your opportunity.

Bring your analytical mindset, initiative and drive and grow into a credit professional within an international organisation. Within a few days, we'll get in touch and tell you more about the next steps in the recruitment process.