Junior Credit Control Analyst

Kuwait Petroleum (Belgium) N.V.; Antwerpen; Hybrid; EUR 30,000 - 45,000; Full time

Benefits offered by this job

Mobile phone + subscription

Health or hospitalisation insurance

Pension plan

Holiday pay

Year-end bonus

Net expense allowance

Bonus scheme

At least 36 days of annual leave

Job summary

Q8 is seeking a Junior Credit Control Analyst to support credit assessments and monitor customer portfolios across Antwerp and Rotterdam in a hybrid setup. You will work with SAP and our in-house credit model to turn financial data into actionable insights.

Ideal candidates are recent graduates with a finance background, strong Excel skills, and a drive to learn. English fluency is essential; Dutch or French knowledge is a plus.

Qualifications

• Fluent in English is essential for the role.
• Knowledge of Excel and basic SAP is advantageous.
• Master's degree in Finance, Business Economics or related field is required or highly preferred.

Responsibilities

• Learn how to balance business opportunities with financial risks.
• Analyze financial information and support credit assessments for customers.
• Monitor portfolios, identify potential credit risks and overdue payments.
• Prepare credit reports and KPIs, including ageing and exceeding reports.
• Support monthly, quarterly and year-end closing activities and account reconciliations.

Skills

English fluency

Excel skills

Analytical mindset

Education

Master's degree in Finance or related field

Tools

SAP

Job description

Junior Credit Control Analyst – Antwerp / Rotterdam

Start your finance career and turn numbers into smart business decisions. Ready to put your finance knowledge into practice? As Junior Credit Control Analyst, you get the opportunity to build your expertise in credit management within an international environment. You analyse financial information, help assess the creditworthiness of customers and monitor credit risks across different Business Segments within Kuwait Petroleum Europe. Along the way, you work with experienced colleagues and connect with teams across the organisation. You don’t need years of experience. Bring your financial knowledge, analytical mindset and drive to learn, and you’ll get the support and responsibility to grow into the role.

Your biggest challenge

• You learn how to balance business opportunities with financial risks.
• Step by step, you build your expertise and take on more responsibility within Credit Management.
• You analyse financial information and support credit assessments to help determine the creditworthiness of customers.
• You monitor customer portfolios and help identify potential credit risks and overdue payments.
• You prepare customer analyses and Credit Committee cases together with experienced colleagues and follow up on agreed actions.
• You work closely with different Business Segments to gather information and build a complete picture of customers’ financial situations.
• You support contacts with credit insurers and collection agencies and help follow up on bad debt cases.
• You prepare credit reports and KPIs, including ageing and exceeding reports, and help analyse the results.
• You support monthly, quarterly and year-end closing activities, including account reconciliations and bad debt provisions.
• You work with SAP and our in-house credit model and learn how different financial systems and processes connect.
• You contribute to projects and improvements that make our reporting, systems and processes smarter and more efficient.
• In short: you turn your financial knowledge into practical experience and develop a broad understanding of credit management within an international business.

Ideal Candidate

You recently graduated or are ready to take your first steps in finance. You enjoy working with numbers, have an analytical mindset and want to understand the story behind the figures. You’re eager to learn, work accurately and aren’t afraid to ask questions. You take initiative and look forward to gradually taking on more responsibility as your expertise gr ows. You also:

• Have a master’s degree in Finance, Business Economics or a related financial field.
• Are at the start of your career.
• Previous professional experience is not required.
• Ideally gained some first experience through an internship or student job within a finance environment.
• Have a good knowledge of Excel.
• Experience with SAP is an advantage, but not required.
• Are analytical, accurate and eager to learn.
• Take initiative and have the drive to develop your financial expertise.
• Are fluent in English, which is essential for the role.
• Knowledge of additional languages, such as Dutch or French, is a strong advantage.

What do you get in return?

A competitive salary with an extensive benefits package:

• Mobile phone + subscription
• health or hospitalisation insurance
• pension plan
• holiday pay
• year-end bonus
• net expense allowance
• bonus scheme
• at least 36 days of annual leave

Hybrid working: Combine working from home with working from our modern offices in Antwerp or Rotterdam, with the latest tools to work efficiently.

A warm welcome: Join a certified Baanbrekende Werkgever and enjoy sports activities, clubs, events, family days and our BeWell programme for your wellbeing.

Room to grow: Build your expertise through training and coaching, with plenty of opportunities to develop further within the organisation.

Ready for a job with drive? Looking for a first role where you can learn, take responsibility and build a strong foundation in finance? This is your opportunity. Bring your analytical mindset, initiative and drive and grow into a credit professional within an international organisation.

Within a few days, we’ll get in touch and tell you more about the next steps in the recruitment process.

About Q8

Do you want to be part of the exciting journey towards a durable future? Then it is time to meet Q8, a most respected, trusted and reliable supplier of energy. You might think that Q8 needs no introduction. Indeed, we are a top energy conglomerate operating since 1983, with close to 5,000 service stations across Europe. We own and exploit the world’s third largest petroleum reserves, 6 Refineries 4 Oil Blending plants and a Research & Technology Center in the Netherlands. But we are much more than that. We are committed to developing a broad range of innovative and sustainable products and services. Electric charging with Q8 and Tango electric, sustainable fuelling and smart mobility services are exciting new areas that offer you a variety of professional challenges and growth paths. Our company culture? At Q8, we aim at growing together in a digital and trust inspiring environment focused on continuous learning. We encourage initiative and assuming accountability. We put great value on collaborating, innovating and experimenting. Q8 has offices in Benelux (Antwerp and The Hague), Italy and UK. The European head office is based in The Hague, Netherlands. Working together towards a sustainable future, with colleagues worldwide, partners and customers: that is what Q8 stands for today.