AML & Regulatory Readiness Lead — Belgium

bunq; Brussel; Hybrid; EUR 90,000 - 120,000; Full time

Benefits offered by this job

€1500 Annual learning budget

MacBook provided

€60 monthly device/phone allowance

Travel expenses covered for AMS visits

bunq Academy access

Job summary

bunq is seeking an AML Manager Belgium to lead the compliance transition to full-branch operations. You will own Belgium's AML/CFT, SIRA, and FIU obligations, driving AI-driven controls and regulator-ready documentation.

Fluency in Dutch or French plus English is essential, with experience in regulatory alignment and cross-border banking compliance. Remote-first setup with office onboarding and periodic Belgium-based work.

Qualifications

• Deep Belgian AML/CFT & regulatory expertise.
• You understand NBB/FSMA rules and translate them into operational controls.
• You've owned compliance programs end-to-end and managed regulatory reporting.
• Experience with AI-enabled compliance operations and automation is a plus.
• Fluency in Dutch or French plus English for regulatory and Bunq-wide collaboration.

Responsibilities

• Transition Belgium to full-branch compliance model and ensure readiness for NBB oversight.
• Own Belgium's SIRA, AML/CFT, and FIU obligations end-to-end with AI-driven processes.
• Prepare AML program documentation, audit trails, and control testing for regulators.
• Lead Full-Branch Compliance Readiness Audit and remediation planning.
• Design Belgium-specific regulatory controls and automate where possible.

Skills

Belgian AML/CFT expertise

Regulatory compliance ownership

AI-first operating mindset

Multilingual: Dutch/French/English

Tools

AI tooling

Job description

bunq is seeking an AML Manager Belgium to lead the compliance transition to full-branch operations. You will own Belgium's AML/CFT, SIRA, and FIU obligations, driving AI-driven controls and regulator-ready documentation.

Fluency in Dutch or French plus English is essential, with experience in regulatory alignment and cross-border banking compliance. Remote-first setup with office onboarding and periodic Belgium-based work.