Senior Product Manager - Auto Loans

Latitude Financial Services; Melbourne; Hybrid; AUD 140,000 - 190,000; Full time

Benefits offered by this job

Take 5 leave (extra week)

Hybrid working model

Sonder wellbeing app

Latitude product discounts

Job summary

Latitude Financial Services in Melbourne is seeking a Senior Product Manager to own the Auto Loans strategy from roadmap to results, uniting customer needs, partner opportunities and commercial thinking. This role offers scope to shape the roadmap, challenge how things work and bring teams together to deliver improvements that matter.

You’ll lead the auto product's journey from application through settlement and beyond, collaborating with Commercial, Credit, Risk, and Tech to strengthen

Qualifications

• Significant experience in product management or related commercial discipline.
• End-to-end product ownership across strategy, journeys, delivery and performance.
• Strong ability to assess pricing, margins, credit performance and portfolio returns.

Responsibilities

• Set the direction for Auto Loans, turning insights into clear priorities.
• Improve customer and partner journeys from application to servicing.
• Drive commercial performance using insights on conversion, pricing and credit.
• Lead initiatives from opportunity to delivery and measure benefits after launch.
• Collaborate with Commercial, Credit, Risk, Ops, Tech and others to balance value and governance.

Skills

End-to-end product ownership

Stakeholder influence

Data-driven decisions

Pricing & credit performance

External partnerships

Governance

Commercial & analytical skills

Lending/auto finance experience

Job description

Shape what's next for Auto at Latitude. Turn customer insight into better experiences and sustainable growth. At Latitude, we make it possible-for our customers, our partners and our people. We’re looking for a Senior Product Manager to help evolve our Auto Loans proposition, bringing together customer needs, partner opportunities and commercial thinking. This is an opportunity to take ownership from strategy through to results. You'll have scope to shape the roadmap, challenge how things work and bring teams together to deliver improvements that matter. Your impact Making vehicle finance easier takes a clear understanding of the experience-from the first application through to settlement and beyond. Reporting to the GM, Product & Commercial - Money, you'll own the Auto product strategy and roadmap, identifying where we can create more value for customers, brokers and partners while strengthening portfolio performance. Your ownership continues after launch: understanding what's working, what needs to change and where to go next.

What you'll bring

You're an experienced product or commercial professional who connects strategy with execution. You can see an opportunity in the data, make a clear case for action and bring people with you.

• Significant relevant experience, typically seven or more years, in product management, consumer lending, automotive finance or a related commercial discipline, including work at a senior product level.
• A track record of end-to-end product ownership, spanning strategy, customer journeys, delivery and ongoing performance.
• Strong commercial and analytical skills, with confidence assessing pricing, margin, cost, credit performance and portfolio returns.
• Experience improving complex customer or partner journeys and managing external suppliers or strategic relationships.
• The ability to influence senior stakeholders and lead outcomes across teams without relying on direct authority.
• Sound judgement, a proactive approach and the confidence to make decisions through ambiguity while maintaining strong product governance.

• Set the direction for Auto Loans, turning customer, partner and market insights into clear priorities.
• Improve customer and partner journeys, removing friction across application, approval, settlement and servicing.
• Drive commercial performance, using insights across conversion, pricing, margin and credit performance to guide decisions.
• Lead product initiatives from the initial opportunity through to delivery, measuring benefits and continuing to improve after launch.
• Strengthen broker and strategic partner propositions, while holding key third-party providers accountable for performance and customer outcomes.
• Bring together Commercial, Credit, Risk, Operations, Technology and other teams to balance customer value, growth and responsible product governance.

More possibilities for you

Bring your ideas to a role where you can influence the direction of an entire product proposition. You'll work across the business, tackle meaningful commercial challenges and see the results of your decisions in customer experience and portfolio performance. And we believe doing great work starts with feeling supported. We make it possible...

• To spend more time with your loved ones - with an extra week of paid leave each year through our Take 5 initiative.
• To enjoy greater flexibility - with a hybrid working model that combines working from home with connection in the office.
• To put your wellbeing first - with Sonder, a 24/7 support app for mental and physical wellbeing.
• To access financial benefits - discounts on Latitude products and services.

Our values- Take Ownership, Pursue Excellence, Win Together and Create Tomorrow- guide how we work and support each other.

Sound like you? You don't need to tick every box. If you bring many of the skills we're looking for and feel this could be your next step, we'd love to hear from you.

Bring your ideas and ambition.

Successful applicants will be required to complete a background check, including criminal history and bankruptcy checks, prior to commencing employment.

Why work at Latitude?

In addition to a great culture, challenging work and the chance to grow your career, Latitude also offers a comprehensive suite of employee benefits, designed to be as individual as each of our employees. From superannuation and short term incentives to flexible working policies and a comprehensive employee assistance program, there are Latitude benefits to support your working and personal life.

Additionally, the 'Congratitude' recognition program exists to reinforce our spirit of teamwork and achievement, and have a little fun along the way.