Senior Credit Relationship Manager

Profusion; Melbourne; Hybrid; AUD 160,000 - 200,000; Full time

Benefits offered by this job

Hybrid working arrangements

Career development opportunities

Competitive remuneration and benefits

Job summary

Profusion in Melbourne is seeking a senior credit relationship manager to own a portfolio of emerging corporate and mid‑market clients. You will structure complex debt facilities and work with product, credit and lending teams to deliver tailored solutions.

This role offers hybrid working arrangements, autonomy, and exposure to high‑value transactions within a well‑structured bank environment. Strong credit and relationship skills are essential.

Qualifications

• Proven experience in commercial or mid‑market banking.
• Strong credit assessment and financial statement analysis skills.
• Experience structuring and negotiating complex banking facilities.
• Excellent relationship management and stakeholder engagement.
• Solid knowledge of regulatory and risk frameworks.

Responsibilities

• Manage and grow a portfolio of emerging corporate and mid‑market clients.
• Build trusted relationships with business owners and senior decision‑makers.
• Structure and assess complex credit facilities across working capital, trade finance and cash management.
• Partner with product, credit and lending teams to deliver tailored solutions.
• Prepare and assess credit proposals and portfolio analysis.
• Ensure compliance requirements, credit quality and audit outcomes.
• Maintain awareness of industry trends, economic conditions and risk drivers.

Skills

Commercial banking

Credit analysis

Relationship management

Financial statement analysis

Portfolio management

Job description

High performing team and culture | CBD office and hybrid working arrangements
Competitive remuneration package and internal development opportunities
Major reputable bank with strong marketshare within emerging corporate segment

Company Overview

This major trusted bank operates a relationship‑led emerging corporate model focused on emerging corporate and mid‑market clients. This team is highly structured and customer focused with 4 being aligned to 1 portfolio/set and strongly supported by product specialists, credit teams and invested systems, enabling high‑quality, complex lending outcomes.

Role Overview

This is a senior credit relationship role managing a portfolio of sophisticated commercial clients. Working with dedicated support, you will own relationships while structuring and assessing complex debt structures and support both frontline and within a credit capacity to workshop deals and execute.

Key responsibilities

• Manage and grow a portfolio of emerging corporate and mid‑market clients
• Build trusted relationships with business owners and senior decision‑makers
• Structure and assess complex credit facilities across working capital, trade finance and cash management
• Partner with product, credit and lending teams to deliver tailored solutions
• Prepare and assess credit proposals and portfolio analysis
• Manage compliance requirements, credit quality and audit outcomes
• Maintain strong awareness of industry trends, economic conditions and risk drivers

Skills & Experience

• Proven experience in commercial or mid‑market banking
• Strong credit analysis and financial statement assessment capability
• Experience structuring and negotiating complex banking facilities
• Strong relationship management and stakeholder engagement skills
• Sound knowledge of regulatory and risk frameworks
• Ability to manage competing priorities in a portfolio environment
• Experience leading or supporting relationship teams is highly regarded

What’s on Offer

• Senior relationship credit role with autonomy and impact
• Exposure to complex, high‑value commercial transactions
• Supportive leadership and well‑resourced banking platform
• Flexible and hybrid working arrangements
• Strong internal career pathways across commercial and institutional banking
• Comprehensive wellbeing and employee benefits

We are committed to providing a supportive culture and positively contributing towards creating diverse and inclusive workplaces. We encourage applications from candidates of all backgrounds.

Thanks!