Senior Credit Specialist

Perigon Group Pty Limited; Brisbane; On-site; AUD 150,000 - 200,000; Full time

Job summary

Perigon Group Pty Limited in Brisbane partners with a growing financial services organisation to identify a senior credit professional for a leadership role within its lending business. The position combines hands-on credit expertise with strategic influence and governance.

You will guide complex commercial lending decisions, mentor teams, influence policy, and work closely with senior executives to balance risk and growth.

Qualifications

• Extensive senior credit experience in commercial lending.
• Ability to lead, mentor and influence across functions.
• Strong analytical skills and robust risk judgment.
• Experience with credit approvals and lending frameworks.

Responsibilities

• Provide senior-level credit expertise across assessment, structuring and approval of complex lending transactions.
• Apply sound commercial judgment to balance lending opportunities with credit risk management.
• Assess financial performance, cash flow, serviceability, security structures and borrower risk.
• Collaborate with senior stakeholders and lending teams to structure transactions.
• Contribute to credit policy, lending frameworks, risk management and decision-making improvements.
• Provide technical leadership and mentoring across the business.

Skills

Senior credit assessment

Leadership

Financial analysis

Credit policy

Job description

We are partnering with an established and growing financial services organisation to identify an accomplished senior credit professional for a senior opportunity within its expanding lending business.

With ambitious growth plans and continued investment in its lending capabilities, the organisation offers an entrepreneurial, commercially focused environment where experienced professionals can have a meaningful impact.

This opportunity will appeal to someone with substantial credit experience who is interested in bringing their technical expertise, leadership and judgement into a dynamic business with significant growth potential.

The Role

Working closely with senior leadership, you will play an important role in supporting complex lending decisions, strengthening credit capability and contributing to the broader development of the business.

The position offers an opportunity to combine hands-on technical credit expertise with broader leadership and commercial influence.

Key responsibilities will include:

• Providing senior-level credit expertise across the assessment, structuring and approval of complex commercial and business lending transactions.
• Applying sound commercial judgement to balance lending opportunities with appropriate credit risk management.
• Assessing financial performance, cash flow, serviceability, security structures and broader borrower risk.
• Working closely with senior stakeholders and lending teams to structure commercially appropriate transactions.
• Contributing to credit policy, lending frameworks, risk management and improvements in credit decision-making.
• Providing technical leadership, guidance and mentoring across the business.
• Supporting the continued development of the organisation's lending capabilities as it grows.

About You

We are seeking an accomplished credit professional with a substantial track record in lending, ideally gained across banking or broader financial services.

Ideally, you will bring:

• Extensive experience in commercial credit assessment, structuring, decision-making and leadership.
• Strong technical knowledge of commercial lending, financial analysis, cash flow, serviceability and credit risk.
• Demonstrated experience with complex transactions, credit approval authorities and lending risk frameworks.
• The ability to engage confidently with senior executives and provide commercially balanced credit advice.
• A track record of developing people, improving credit processes and contributing to broader business outcomes.
• A practical, solutions-oriented approach and an interest in remaining closely involved in lending decisions.

Why Consider This Opportunity?

This is an opportunity to join a growing financial services business where experienced credit professionals can have genuine influence.

With accessible leadership, an entrepreneurial culture and ambitious plans for growth, the organisation offers the chance to contribute beyond traditional credit responsibilities and play a meaningful role in its continued development.