Senior Credit Lead — Underwriting & Coaching

Angle Auto Finance; Sydney; On-site; AUD 120,000 - 160,000; Full time

Benefits offered by this job

Birthday leave

Health & wellbeing leave

Volunteering day

Ergonomic equipment reimbursement

Recruitment referral bonus

Employee car financing rates

Paid parental leave

SPARK benefits program

Purchased annual leave

Diversity flex leave

Job summary

Angle Auto Finance is seeking a Lead Analyst to manage people performance and application processing within Credit Operations. You will coach teams, handle referrals/escalations, and drive regulatory compliance and risk mitigation across dealer, novated leasing and customer networks.

The role emphasizes leadership, coaching, and ensuring high-quality decisioning with strong attention to regulatory standards. Collaboration with People Managers and cross-functional teams is key.

Qualifications

• Bachelor’s degree in finance, accounting, economics, or related field (preferable).
• Established Credit/Lending/Underwriting experience in automotive or asset finance.
• Strong understanding of credit principles, risk & financial analysis, and industry regulations (responsible lending and AML).
• Strong relationship management skills, with the ability to build and maintain trusted partnerships with dealers, brokers, salary packagers, and key stakeholders.
• Strong understanding of business and entity structures, including companies, trusts, partnerships, and other complex ownership arrangements.
• Strong proven analytical abilities and problem-solving skills.
• High attention to detail with the ability to evaluate underwriting quality against established standards.
• Proficient in MS Office Suite (Excel, Word, PowerPoint).
• Demonstrated ability to lead and develop a team.

Responsibilities

• Senior credit underwriter focused on application processing, decisioning, coaching, and compliance support.
• Supports People Managers and technical specialists, escalation point for credit decisions.
• Supports coaching and mentoring; less culture-building role.
• Coaches and mentors staff; supports onboarding and career development with People Managers.
• Supports QA checks and compliance adherence; acts as a point of contact for Credit Risk function.
• Uses senior DA for application decisions; escalation point in credit decisions.
• Limited direct involvement in data analytics.
• Supports People Managers and technical Specialists in people management and compliance.
• Supports key projects; less strategic leadership.
• Mainly application processing and coaching support.

Skills

Credit underwriting

Credit principles & risk

Relationship management

Entity structures

Analytical problem solving

Attention to detail

MS Office proficiency

Team leadership

Education

Bachelor’s degree in finance, accounting, economics, or related field

Tools

MS Office Suite

Job description

Angle Auto Finance is seeking a Lead Analyst to manage people performance and application processing within Credit Operations. You will coach teams, handle referrals/escalations, and drive regulatory compliance and risk mitigation across dealer, novated leasing and customer networks.

The role emphasizes leadership, coaching, and ensuring high-quality decisioning with strong attention to regulatory standards. Collaboration with People Managers and cross-functional teams is key.