Senior Credit Analyst

Angle Finance; Western Australia; Hybrid; AUD 90,000 - 110,000; Full time

Job summary

A prominent finance company in Perth, Australia is seeking a Senior Credit Analyst. In this mid-senior level role, you will conduct detailed financial analyses and mentor junior analysts. You'll need proven experience in credit analysis and strong communication skills. The position offers a full-time employment type with a flexible hybrid work setup, fostering an inclusive workplace. This is an exciting opportunity to contribute to a growing team, enhancing your professional journey.

Qualifications

• Previous experience analyzing bank statements and/or financials.
• Previously held and exercised a Delegated Lending Authority.
• Ability to interpret and understand financial documents.

Responsibilities

• Complete ratio, trend, and cash flow analyses.
• Coach, mentor, and train Credit Analysts.
• Build strong relationships with internal and external customers.

Skills

Proven work experience as a Senior Credit Analyst

Effective communication

High level of critical thinking

Education

Degree in Accounting, Economics, or Banking and Finance

Job description

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Angle Finance is a leading non-bank asset finance company operating in the rapidly growing intermediary asset finance market. Our signature is Faster, Easier Finance, provided by consistent, predictable and reliable service propositions in everything we do.

Our people make us remarkable. So we’ve built a culture of empowerment, enabling our people to make decisions that drive our speed, our agility, and our ability to see things from different angles.

We offer flexibility, giving our people freedom and tailored support to develop their professional interests beyond their immediate roles, leading to more satisfying careers. We also offer a hybrid working arrangement.

At Angle, different backgrounds, perspectives and life experiences of our people are celebrated. Our aim is to create an inclusive workplace where we foster diversity of thought, and every person feels a sense of belonging.

We have a great opportunity for a Senior Credit Analyst to join our team in Perth. Angle Finance is growing and it's a great time to join!

Your role:

• Complete ratio, trend and cash flow analyses.
• Deliver a multi-dimensional perspective on the investment outlook in an accessible and informative manner.
• Coach, mentor and train Credit Analysts.
• Deliver appropriate communication of all credit decisions so that reasoning is clearly understood for both approvals and declines.
• As a Senior Analyst exercise discretionary authority decisions.
• Foster and build strong relationships with internal and external customers to achieve the best outcomes.
• Act as an escalation point within the team.

What you bring

• Proven work experience as a Senior Credit Analyst.
• Previous experience in analysing bank statements and/or financials.
• Previously held and exercised a Delegated Lending Authority.
• An understanding of bank statements and/or financials, with the ability and confidence to interpret, understand and to ask questions.
• Effective communicator capable of building rapport with both internal and external stakeholders.
• A high level of critical thinking to undertake detailed commercial analysis.
• A degree in Accounting, Economics, or Banking and Finance would be preferred.

Seniority level

Mid-Senior level

Employment type

Full-time

Job function

Other

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