Senior Compliance Analyst — Regulatory Advisory & Risk (Hybrid)

Zip Co; Sydney; Hybrid; AUD 120,000 - 180,000; Full time

Benefits offered by this job

25 days annual leave

16 weeks parental leave

Wellbeing allowance

Sonder wellbeing platform access

Merchant discounts

Job summary

Zip Co Limited is seeking a Senior Compliance Analyst to help the Risk & Compliance team manage regulatory obligations across Australia. You will partner with Product, Technology, Legal and Operations to embed compliance into everyday decision making and support governance through practical, commercially balanced advice.

You will own responsibilities including advising on obligations such as the Australian Credit Licence and Privacy requirements, developing controls, monitoring breaches, and

Qualifications

• Typically 3–5 years' experience in compliance, risk, legal or a related discipline within financial services, fintech or another regulated industry.
• University Degree in business and/or law.
• A sound understanding of the regulatory frameworks applicable to consumer credit and financial services, including Australian Credit Licence, Australian Financial Services Licence, Design and Distribution Obligations and privacy requirements.
• Experience providing practical compliance advice and supporting the implementation of compliance frameworks and regulatory change initiatives.
• Experience preparing governance reporting, compliance insights and regulatory submissions.
• Strong stakeholder management skills with the ability to build trusted relationships and provide commercially balanced advice.

Responsibilities

• Partner with stakeholders across the business to provide practical compliance advice on regulatory obligations, including the Australian Credit Licence, Australian Financial Services Licence, Design and Distribution Obligations, privacy requirements and applicable industry codes.
• Provide guidance on appropriate controls that support compliance with regulatory obligations while enabling positive customer and commercial outcomes.
• Support the ongoing operation and continuous improvement of Zip's Compliance Program, ensuring compliance obligations are effectively managed and monitored.
• Assist with breach reporting activities, including assessment, investigation, reporting and ongoing monitoring.
• Prepare compliance reporting, governance insights and regulatory submissions for management and governance forums.
• Contribute to the development and continuous improvement of compliance frameworks, policies and procedures.
• Monitor regulatory developments across Australia, assess business impacts and support the implementation of regulatory change initiatives.
• Develop and deliver compliance education and awareness activities that strengthen understanding of regulatory obligations across the business.

Skills

Compliance

Risk management

Stakeholder management

Analytical skills

Communication skills

Education

University Degree in business and/or law

Job description

Zip Co Limited is seeking a Senior Compliance Analyst to help the Risk & Compliance team manage regulatory obligations across Australia. You will partner with Product, Technology, Legal and Operations to embed compliance into everyday decision making and support governance through practical, commercially balanced advice.

You will own responsibilities including advising on obligations such as the Australian Credit Licence and Privacy requirements, developing controls, monitoring breaches, and