Senior Broker Assistant / Credit Analyst

Finance Advisory Co; Adelaide; On-site; AUD 80,000 - 110,000; Full time

Benefits offered by this job

Competitive salary + superannuation

Pathway to Mortgage Broker

Mentoring from senior professionals

Ongoing training and development

Exposure to residential & commercial L

Self-employed lending exposure

Job summary

Finance Advisory Co in Adelaide CBD is seeking an experienced Permanent, Full-Time Senior Broker Assistant / Credit Analyst to join our growing team, commencing February 2027. You will manage the processing side of the business, prepare credit assessments for broker review, and project-manage applications from lodgement through to settlement.

Working under Mortgage Brokers, you will liaise with lenders, clients and third-party professionals, maintain files and compliance, and have a clear path

Qualifications

• Experience in mortgage broking or lending industry.
• Certification in finance and mortgage broking; MFAA/FBAA eligibility is a plus.
• Familiarity with broker CRMs and lender policy.

Responsibilities

• Prepare credit assessments and serviceability calculations.
• Review client financials, payslips, tax returns and bank statements.
• Lodge and manage finance applications to settlement.
• Liaise with lenders, BDMs and third-party professionals.
• Maintain accurate files and compliance records.

Skills

Mortgage broking

Credit analysis

Loan processing

Client communication

Education

Certificate IV in Finance and Mortgage Broking

Diploma of Finance and Mortgage Broking Management

Tools

ApplyOnline

Mercury

Job description

Finance Advisory Co is a boutique, vibrant and growing mortgage broking firm. Based in Adelaide and servicing clients nationally, we specialise in home and commercial lending solutions.

With a focus on self-employed clients, we believe in developing strong, long-term relationships with our clients, taking the time to understand their goals and circumstances to build an effective finance strategy.

About the role

As a result of continued growth, Finance Advisory Co is looking for an experienced Permanent, Full-Time Senior Broker Assistant / Credit Analyst to join our team in our Adelaide CBD office, commencing February 2027.

This role is for an experienced broker support professional who wants to take ownership of the processing side of the business. You will work closely with our Mortgage Brokers, preparing credit assessments for their review and project managing applications through to approval and settlement.

Your work will be central to our growth. By supporting our Mortgage Brokers, you will free them to focus on meeting new clients and growing the business. For the right person, there is also a pathway to progress to Mortgage Broker.

You will work under the direction of our Mortgage Brokers, who remain responsible for all product and lender recommendations and for the advice given to clients.

Key responsibilities include:

• Preparing credit assessments for broker review, including reviewing client financials, payslips, tax returns, business financials and bank statements
• Reviewing and reconciling client living expenses and liabilities
• Preparing serviceability and borrowing capacity calculations
• Researching lender products and policy to assist the Mortgage Brokers with loan structuring
• Communicating with clients to collect information and supporting documents, and keeping them informed throughout the process
• Preparing finance applications for broker review and lodgement
• Managing applications through to approval and settlement, and responding promptly to lender requests
• Liaising with lenders, BDMs and third-party professionals including lawyers, accountants, financial planners and real estate agents
• Maintaining accurate file notes, compliance records and documentation within our CRM and internal systems

What we are looking for

We are looking for a detail-focused finance professional with experience in the mortgage broking or lending industry who is confident managing files from application through to settlement.

To be considered, you must have experience in a mortgage broking, broker support, loan processing or credit role.

The following will be highly regarded:

• A Certificate IV in Finance and Mortgage Broking or Diploma of Finance and Mortgage Broking Management
• Eligibility to be authorised as a Credit Representative
• Current membership of, or eligibility to join, the MFAA or FBAA
• Experience using broker CRMs and aggregator software (e.g. ApplyOnline, Mercury, or similar)

You will also have:

• Strong knowledge of the loan application process, lender policy and responsible lending obligations
• Confidence preparing credit assessments and serviceability calculations
• Excellent attention to detail and strong organisational skills
• The ability to manage a high volume of applications, competing priorities and deadlines
• A professional, friendly manner with clients, lenders and colleagues
• Excellent written and verbal communication skills
• Confidence working independently while also contributing to a team

What we offer

• A competitive salary plus superannuation
• A pathway to Mortgage Broker for the right person
• Mentoring from highly experienced finance professionals
• Ongoing training and professional development
• Exposure to a broad range of residential and commercial lending scenarios, including self-employed clients
• A collaborative and supportive team environment in the Adelaide CBD

Suitable candidates

We would particularly welcome applications from:

• Experienced Mortgage Broker Assistants, Loan Processors or Credit Analysts
• Bank or lender staff with credit or lending experience

If you enjoy owning the processing side of a file, take pride in getting the details right, and want to be a key part of a growing brokerage, we would like to hear from you.

Your application will include the following questions:

• Which of the following statements best describes your right to work in Australia?

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