Product Manager - Pricing & Products (ANZ)

Nearheal; Sydney; Hybrid; AUD 130,000 - 180,000; Full time

Benefits offered by this job

Hybrid work model

Job summary

Zurich Cover-More is seeking a Senior Product Manager to own Pricing & Products for Australia and New Zealand. You will transform pricing into a data-led capability, owning the roadmap, backlog and outcomes. This is a product role, not an actuarial or analyst position.

You will drive the ANZ pricing catalogue, support multi-channel price books and deliver configurable products with strong governance and cross-functional collaboration.

Qualifications

• 8+ years in product management, pricing or product development in insurance or financial services, including 4+ years as a Product Manager or Product Owner.
• Hands-on delivery of a pricing or rating engine change, or a product configuration platform.
• Fluency in rating structures, rate tables and pricing governance, and a strong working relationship with actuarial teams.
• Working knowledge of ANZ general insurance regulation, including DDO and the General Insurance Code of Practice.
• Comfort with conversion, loss ratio and margin metrics.
• Experience in large transformation programs with multiple partners and vendors.
• The ability to turn competing asks from underwriting, distribution and finance into one clear priority list.

Responsibilities

• Own the Pricing & Products roadmap and backlog for ANZ, aligned with our global product model.
• Lead the product side of our rating engine modernization, from requirements to rollout.
• Cut price change lead times from months to days, with versioning, testing and a full audit trail.
• Work with pricing actuaries to enable segment-level pricing, price testing and more dynamic pricing.
• Own the ANZ travel insurance product catalogue: single trip, annual multi-trip, domestic, international and add-on covers.
• Make products configurable, so new products and partner variants launch without custom code.
• Support partner products and price books across direct, Freely, airline, travel agent, bank and affinity channels.
• Build Design and Distribution Obligations, pricing fairness and approval workflows into the product and platform.
• Lead the Product & Pricing pod with our SI partner: epics, acceptance criteria, sprint reviews and sign-off.

Skills

Product management experience

Pricing/rating engine delivery

Pricing governance & rate structures

ANZ insurance regulation knowledge

Transformation program leadership

Prioritization of competing asks

Stakeholder collaboration with actuar:

Tools

Radar

Earnix

Guidewire Rating

Job description

Product Manager - Pricing & Products (ANZ)

Where will your career take you next? Lets find out together.

At Zurich Cover-More, we are proud to be one of the worlds leading travel insurance and assistance providers. Each year, we protect more than 20 million travellers worldwide, making sure we are there every step of their journey with proactive care, personalised cover and specialist support. Zurich Cover-More partners with many of the worlds best-known brands - think major airlines, travel giants, top banks, credit card providers, and large retailers - to deliver more care, more cover, for all.

Launched in December 2024, Zurich Cover-More is the global travel brand of Zurich Insurance Group, one of the worlds leading multi-line insurers. Our family of customer-facing brands includes trusted names like Travel Guard, Cover-More Travel Insurance, Travelex Insurance, Universal Assistance, World Travel Protection, Freely, and Blue Insurance. Together, we are redefining what it means to travel safely and with confidence. Whether it is a long-awaited holiday, a last-minute business trip, or an unexpected detour, we deliver in the moments that matter.

About the opportunity:

We are looking for a senior Product Manager to own Pricing & Products for Australia and New Zealand. Your mission: turn pricing and product into a fast, governed, data-led capability, so a price or product change takes days, not months. This is a product role that owns the roadmap, backlog and outcomes. It is not an actuarial or pricing analyst position.

What you will be doing:

• Own the Pricing & Products roadmap and backlog for ANZ, aligned with our global product model
• Lead the product side of our rating engine modernization, from requirements to rollout
• Cut price change lead times from months to days, with versioning, testing and a full audit trail
• Work with pricing actuaries to enable segment-level pricing, price testing and more dynamic pricing
• Own the ANZ travel insurance product catalogue: single trip, annual multi-trip, domestic, international and add-on covers
• Make products configurable, so new products and partner variants launch without custom code
• Support partner products and price books across direct, Freely, airline, travel agent, bank and affinity channels
• Build Design and Distribution Obligations, pricing fairness and approval workflows into the product and platform
• Lead the Product & Pricing pod with our SI partner: epics, acceptance criteria, sprint reviews and sign-off

What skills and experience you will bring on this journey:

• 8+ years in product management, pricing or product development in insurance or financial services, including 4+ years as a Product Manager or Product Owner
• Hands-on delivery of a pricing or rating engine change, or a product configuration platform
• Fluency in rating structures, rate tables and pricing governance, and a strong working relationship with actuarial teams
• Working knowledge of ANZ general insurance regulation, including DDO and the General Insurance Code of Practice
• Comfort with conversion, loss ratio and margin metrics
• Experience in large transformation programs with multiple partners and vendors
• The ability to turn competing asks from underwriting, distribution and finance into one clear priority list

Nice to have

• Travel insurance, assistance or travel industry experience
• Experience with a modern rating platform such as Radar, Earnix or Guidewire Rating
• Exposure to dynamic pricing and price elasticity models
• Partner-distributed insurance experience: airlines, online travel agents, banks or retailers
• SAFe or Scrum Product Owner (CSPO or PSPO) certification

Why you will love working with us!

We value optimism, caring, togetherness, reliability, results-orientation, and forward-thinking.

We have more than 3000 employees worldwide. We are a global group of digital specialists, actuaries, marketers, doctors, nurses, case managers, claims specialists, finance experts, customer service and corporate services professionals. We share a global purpose to look after travellers, at every step of their journey.

Job flexibility. We understand the importance of making sure that work fits into your life, not the other way around.Our hybrid approach ensures you can maintain work-life balance with the flexibility of 3 days in the office and 2 days working from home.

Career growth. This is an extremely exciting time for us at Zurich Cover-More, as we rapidly expand our business across the globe. We are committed to helping our people thrive through a comprehensive onboarding experience, continuous professional development, and a supportive work environment that empowers growth at every stage of your career.

Take the time you need, for you and your community. We encourage you to take the time you need when you need it. We offer regular annual and personal leave benefits along with anniversary leave, volunteer leave and a comprehensive paid parental leave scheme.

Travel and work with us. We believe your career should take you places - literally. At Zurich Cover-More, we support your professional journey and your passion for travel with complimentary travel insurance. So go ahead, start planning your next adventure today!

Diversity and inclusion. We respect who you are and thoroughly embrace diversity. Wherever life has taken you, we welcome you to bring your whole self to work. Just be you - because that is exactly who we are looking for.