Product Lead, Everyday Lending — Shape Responsible Credit

Commonwealth Bank; Sydney; On-site; AUD 180,000 - 240,000; Full time

Job summary

Commonwealth Bank is seeking a senior Product Lead for Everyday Lending to define strategy, shape roadmaps and steward Everyday Lending products, ensuring strong customer outcomes, sustainable growth and prudent risk management.

You’ll lead the Everyday Lending squad, focusing on Unsecured Personal Loans and CommBank AdvancePay, driving performance and responsible lending across Australia’s digital banking ecosystem.

Qualifications

• Demonstrated product management or product leadership experience in lending, personal lending or consumer credit.
• Strong understanding of lending products, customer needs, credit risk and the regulatory environment.
• Experience developing product strategies, roadmaps and measurable product outcomes.
• Proven ability to use customer, product and performance insights to shape product direction and investment decisions.
• Strong risk mindset with experience managing governance, controls, incidents, regulatory obligations or product stewardship activities.
• Exceptional stakeholder engagement and influencing skills across complex, cross-functional environments.
• Experience leading, coaching and developing product practitioners and multidisciplinary teams.
• Strong commercial judgement with the ability to balance long-term strategy and day-to-day product performance.

Responsibilities

• Define and evolve the strategy, roadmap and priorities for Everyday Lending products.
• Lead the ongoing management and stewardship of Unsecured Personal Loans and CommBank AdvancePay.
• Use customer, lending, market and performance insights to identify opportunities that improve customer outcomes.
• Balance customer needs, commercial outcomes, risk appetite, regulatory requirements and delivery priorities when making product decisions.
• Drive shared priorities across Consumer Lending by building strong partnerships and influencing outcomes across squads and functions.
• Lead cross-functional squads and foster a culture of accountability, customer obsession, experimentation and continuous improvement.
• Ensure products operate safely, sustainably and in line with risk appetite and regulatory obligations.
• Champion product governance, controls and strong risk management practices across the product lifecycle.

Skills

Product leadership

Lending expertise

Stakeholder engagement

Roadmap development

Risk governance

Cross-functional teams

Job description

Commonwealth Bank is seeking a senior Product Lead for Everyday Lending to define strategy, shape roadmaps and steward Everyday Lending products, ensuring strong customer outcomes, sustainable growth and prudent risk management.

You’ll lead the Everyday Lending squad, focusing on Unsecured Personal Loans and CommBank AdvancePay, driving performance and responsible lending across Australia’s digital banking ecosystem.