Portfolio Credit Risk Manager – IFRS 9 & Analytics

Judo Bank; Melbourne; Hybrid; AUD 150,000 - 210,000; Full time

Benefits offered by this job

Two weeks leave

Health & wellbeing offerings

Wfh setup allowance

Perks & discounts

Hybrid work options

Job summary

Judo Bank in Melbourne is seeking a Manager, Portfolio Credit Risk to strengthen our credit risk framework and support growth of our SME portfolio.

Reporting to the Head of Portfolio Credit Risk, you will lead portfolio risk analytics, ECL assessments and provisioning, working with Risk, Finance and senior stakeholders to deliver insights for informed decisions. This role blends technical expertise with strategy and collaboration.

Qualifications

• Demonstrated experience within portfolio credit risk, credit analytics, provisioning, impairment modelling or broader risk management disciplines.
• Strong knowledge of IFRS 9 / AASB 9 Expected Credit Loss frameworks and credit provisioning methodologies.
• Experience analysing portfolio performance, impairment trends, credit risk drivers and stress testing outcomes.
• Advanced analytical capability, with experience using SQL, Python, R, Power BI and/or Snowflake.
• Ability to translate complex data into clear, actionable insights for senior audiences.
• Strong stakeholder management skills with the confidence to engage at senior levels.

Responsibilities

• Lead ongoing enhancement and governance of IFRS 9/AASB 9 ECL methodology and provisioning framework.
• Oversee portfolio credit risk analytics, provision assessments and stress testing activities.
• Assess provision adequacy and emerging portfolio risks; provide independent risk perspectives.
• Drive continuous improvement of credit risk models, methodologies and governance.
• Partner with Finance and Risk teams to support reporting, including regulatory obligations.
• Present analysis and recommendations to senior management and risk committees.

Skills

Portfolio credit risk

Credit analytics

IFRS 9 / AASB 9

Stakeholder management

Change management

Data storytelling

Automation

Tools

SQL

Python

R

Power BI

Snowflake

Job description

Judo Bank in Melbourne is seeking a Manager, Portfolio Credit Risk to strengthen our credit risk framework and support growth of our SME portfolio.

Reporting to the Head of Portfolio Credit Risk, you will lead portfolio risk analytics, ECL assessments and provisioning, working with Risk, Finance and senior stakeholders to deliver insights for informed decisions. This role blends technical expertise with strategy and collaboration.