Director, Credit Risk & SME Lending – Hybrid

Judo Bank; Sydney; Hybrid; AUD 150,000 - 190,000; Full time

Benefits offered by this job

Two Weeks of Additional Leave Every Yr

Working from Home Setup Allowance

Flare Benefits & Discounts

Hybrid Working

Equal access to Parental Leave – up to

Job summary

Judo is seeking an experienced Credit Risk professional to drive thoughtful credit assessment and decisioning in our Australian SME lending. You’ll coach Directors and Analysts, monitor market shifts, and contribute to policy and process improvements to strengthen risk capability across the team.

This role emphasises independent thinking, a strong credit writing ability, and a collaborative approach in a dynamic, high-trust environment.

Qualifications

• Minimum 5 years’ experience in credit decisioning of business lending transactions in Regional Commercial
• A passion for empowering and supporting businesses to help communities thrive
• A collaborative mindset, with the ability to operate effectively in a team first environment where risk and relationship work together to deliver tailored funding solutions
• Previous experience in a relationship role (i.e., Analyst, Relationship Manager /Director)
• An ability to think independently about the finance needs of businesses and structure them in a common-sense way without the need to rely on a rigid policy framework
• Strong business acumen paired with clear and effective credit writing skills.

Responsibilities

• Conduct thoughtful and rigorous credit assessment and decision making to support Judo’s business lending activities.
• Coach and uplift Director Relationships and Analysts, helping to strengthen credit risk capability across the team.
• Stay curious about the broader economic landscape and understand how market shifts impact Australian businesses.
• Play an active role in enhancing Judo’s proposition by contributing to ongoing improvements in our policies, processes, and systems.

Skills

Credit risk assessment

Credit decisioning

Relationship management

Collaborative teamwork

Independent thinking

Job description

Judo is seeking an experienced Credit Risk professional to drive thoughtful credit assessment and decisioning in our Australian SME lending. You’ll coach Directors and Analysts, monitor market shifts, and contribute to policy and process improvements to strengthen risk capability across the team.

This role emphasises independent thinking, a strong credit writing ability, and a collaborative approach in a dynamic, high-trust environment.