Manager, Deposit Products & Pricing

Judo Bank; City of Melbourne; Hybrid; AUD 90,000 - 120,000; Full time

Benefits offered by this job

Two Weeks of Additional Leave Every Year

Paid Volunteer Leave

Flexible Work Options

Education Assistance

Holistic Health & Wellbeing Offerings

Job summary

Judo Bank is seeking a deposit pricing specialist to support their Deposit Product Team. In this role, you will influence deposit pricing and funding strategies that genuinely aid Australian SMEs. You'll work closely with Treasury, Finance, and Risk to ensure alignment with regulatory compliance.

The ideal candidate will have significant experience in banking, particularly in deposit management. Notable perks include flexible working arrangements and additional leave to support employees' well-being.

Qualifications

• Significant experience in banking or financial services, ideally within deposits or funding.
• Strong understanding of the Australian regulatory environment.
• Demonstrated experience influencing senior stakeholders.

Responsibilities

• Support the deposit pricing and funding analytics agenda for senior leadership.
• Act as a trusted business partner to influence outcomes.
• Manage deposit pricing frameworks and governance.

Skills

Banking or financial services experience

Understanding of deposit products

Excellent communication skills

Ability to identify opportunities

Stakeholder influencing experience

Collaborative working approach

Job description

At Judo, we’re redefining business banking for the modern era. Built on teamwork, trusted relationships and a challenger spirit, we exist to better serve Australian SMEs. What began in 2016 as a bold idea has grown into one of the fastest‑growing new banks globally, with more than 30 locations nationwide.

We put our people and customers at the heart of everything we do. Our agility means we can say ‘yes’ when others say ‘no’, delivering personalised banking that helps businesses access the funding they need, when they need it. Relationships matter here – with our customers and with each other.

Our culture – a multi‑award‑winning place to work

We firmly believe that culture eats strategy for breakfast, lunch, and dinner and that the most important investment we can make is in our people. Our values of Trust, Teamwork, Accountability and Performance guide how we work every day.

Job Description

In this role, you’ll play a key part in our Deposit Product Team, helping us execute Judo Bank’s deposit pricing and funding strategy and product evolution. You’ll work closely with the rest of the Product Team, Treasury, Finance and Risk, contributing to outcomes that genuinely support Australian SMEs and strengthen Judo’s continued growth.

• Support the end‑to‑end deposit pricing and funding analytics agenda, translating data and insights into clear commercial recommendations for senior leadership.
• Act as a trusted business partner to Treasury, Product, Finance and Risk, influencing outcomes rather than simply producing analysis.
• Provide strategic input into Judo’s deposit funding strategy, balancing growth, margin, stability and regulatory constraints.
• Manage deposit pricing frameworks and governance, ensuring pricing decisions are commercially sound, well‑documented and aligned to strategy.
• Identify, evaluate and implement new deposit funding solutions, partners, structures and product enhancements to support balance sheet growth and diversification.
• Monitor market dynamics, competitor activity and customer behaviour to identify emerging opportunities and risks.
• Ensure strong understanding and practical application of regulatory and compliance requirements impacting deposits, including FCS, FATCA/CRS and broader prudential expectations.
• Partner closely with Risk, Compliance and Legal teams to ensure deposit products, partners, pricing and processes meet regulatory obligations and customer fairness standards.
• Support regulatory reporting and assurance activities, providing senior‑level oversight and challenge rather than hands‑on production only.

Qualifications

You’ll likely bring:

• Significant experience in banking or financial services, ideally within deposits, funding, treasury, pricing or balance sheet management.
• Understanding of deposit products, funding structures and market dynamics.
• A strong understanding of the Australian regulatory environment and practical experience operating in a regulated setting.
• The ability to identify opportunities, assess risks and recommend pragmatic solutions.
• Excellent communication skills, with the ability to simplify complex topics for executive audiences.
• Demonstrated experience influencing senior and external stakeholders and contributing to strategic decision‑making.
• Confidence in making decisions and owning outcomes.
• A collaborative, relationship‑led approach to your work.
• Curiosity, adaptability and a desire to keep learning.
• A passion for supporting SME Business customers.

Why you’ll love working at Judo

• Two Weeks of Additional Leave Every Year
• Paid Volunteer Leave
• Our signature Judo induction experience
• Big Life Event Leave
• Holistic Health & Wellbeing Offerings designed to support your best life, including access to GPs, nutritionists, coaches and psychologists via our partner, CU Health
• Working from Home Setup Allowance
• Flare Benefits & Discounts — access to a wide range of everyday savings and perks
• Freedom to work flexibly with flexible work options including hybrid working
• Equal access to Company Paid Parental Leave — up to 20 weeks
• Education Assistance

Judo is proud to be an inclusive workplace where everyone is valued and can feel that they belong. We welcome applications from people of all backgrounds, experiences and identities.