Senior Analyst, Major Client Groups

Judo Bank; Sydney; Hybrid; AUD 90,000 - 120,000; Full time

Benefits offered by this job

Hybrid working

Two weeks extra leave

Volunteer leave

Induction program

Parental leave

Wellbeing support

Home office setup allowance

Staff discounts

Job summary

Judo Bank is seeking a Credit Risk Analyst to deliver smart credit insight and robust risk management for Australian SMEs, supporting Major Clients Group. You’ll assess customer risk, conduct detailed credit analyses, and ensure regulatory compliance while helping portfolios grow responsibly.

Join a growth-focused bank with a culture of teamwork and accountability, offering a flexible hybrid working model, generous leave, and health and wellbeing benefits.

Qualifications

• Experience in banking, financial services or professional services in a similar role.
• A tertiary qualification in Finance, Business or a related discipline.
• Strong financial acumen and sound financial management skills.
• High levels of digital literacy and confidence working across systems.
• Well developed investigative, analytical and problem-solving skills.
• Australian working rights.

Responsibilities

• Partner with bankers to deliver smart credit insight and risk management that enables exceptional customer outcomes in Judo’s Major Clients Group.
• Support the ongoing care and growth of customer portfolios, balancing strong relationships with sound risk judgement.
• Assess customer risk by reviewing character, capacity, capital, collateral and overall needs.
• Conduct credit analysis, including reviewing loan and credit applications, running credit reports, assessing loan extensions and renewals, identifying risks, completing borrowing base analyses and preparing collateral reports.
• Present clear and concise insights that enable confident, timely decisions and support Judo’s speed to market.
• Take accountability for compliance, annual reviews and documentation, ensuring Judo’s regulatory obligations are met.
• Actively contribute to improving how we work, sharing ideas that enhance systems, processes and the customer value proposition.

Skills

Banking experience

Financial acumen

Analytical thinking

Digital literacy

Investigative/problem-solving

Australian working rights

Education

Finance/Business degree

Job description

A bit about us

At Judo, we’re redefining business banking for the modern era. Built on teamwork, trusted relationships and a challenger spirit, we exist to better serve Australian SMEs. What began in 2016 as a bold idea has grown into one of the fastest‑growing new banks globally, with more than 30 locations nationwide.

Company Description

At Judo, we’re redefining business banking for the modern era. Built on teamwork, trusted relationships and a challenger spirit, we exist to better serve Australian SMEs. What began in 2016 as a bold idea has grown into one of the fastest‑growing new banks globally, with more than 30 locations nationwide. We put our people and customers at the heart of everything we do. Our agility means we can say ‘yes’ when others say ‘no’, delivering personalised banking that helps businesses access the funding they need, when they need it. Relationships matter here – with our customers and with each other.

Our culture – a multi‑award‑winning place to work

We firmly believe that culture eats strategy for breakfast, lunch, and dinner and that the most important investment we can make is in our people. Our values of Trust, Teamwork, Accountability and Performance guide how we work every day. Judo was built from the ground up with a clear purpose: to be the most trusted SME business bank in Australia. Our customers and relationships are at the heart of how we work, not bureaucracy. We think differently, invite new ideas, and create an environment where people feel they belong and are empowered. We’re proud to be externally recognised too – including being named on the AFR BOSS Best Places to Work list for four consecutive years. We are certified as a Great Place To Work® Australia organisation, being recognised as one of Australia’s Best Workplaces™ 2025, celebrating our dedication to fostering an inclusive, empowering environment. Our vision is to build a world‑class SME business bank and it’s our people that can make it happen.

A bit about us

At Judo, we’re redefining business banking for the modern era. Built on teamwork, trusted relationships and a challenger spirit, we exist to better serve Australian SMEs. What began in 2016 as a bold idea has grown into one of the fastest‑growing new banks globally, with more than 30 locations nationwide.

Job Description

Now, about this opportunity…

In this role, you’ll deliver smart insight and effective risk management that enables bankers to deliver an exceptional Judo customer experience, contributing to outcomes that genuinely support Australian SMEs.

• Partner with bankers to deliver smart credit insight and risk management that enables exceptional customer outcomes in Judo’s Major Clients Group
• Support the ongoing care and growth of customer portfolios, balancing strong relationships with sound risk judgement
• Assess customer risk by reviewing character, capacity, capital, collateral and overall needs
• Conduct credit analysis, including reviewing loan and credit applications, running credit reports, assessing loan extensions and renewals, identifying risks, completing borrowing base analyses and preparing collateral reports
• Present clear and concise insights that enable confident, timely decisions and support Judo’s speed to market
• Take accountability for compliance, annual reviews and documentation, ensuring Judo’s regulatory obligations are met
• Actively contribute to improving how we work, sharing ideas that enhance systems, processes and the customer value proposition

Qualifications

You’ll likely bring:

• Experience in banking, financial services or professional services in a similar role
• A tertiary qualification in Finance, Business or a related discipline
• Strong financial acumen and sound financial management skills
• High levels of digital literacy and confidence working across systems
• Well developed investigative, analytical and problem‑solving skills
• Australian working rights

Additional Information

Why you’ll love working at Judo:

• Two Weeks of Additional Leave Every Year
• Paid Volunteer Leave
• Our signature Judo induction experience
• Big Life Event Leave
• Holistic Health & Wellbeing Offerings designed to support your best life, including access to GPs, nutritionists, coaches and psychologists via our partner, CU Health
• Working from Home Setup Allowance
• Flare Benefits & Discounts - access to a wide range of everyday savings and perks
• Freedom to work flexibly with flexible work options including hybrid working
• Equal access to Company Paid Parental Leave – up to 20 weeks
• Education Assistance

Judo is proud to be an inclusive workplace where everyone is valued and can feel that they belong. We welcome applications from people of all backgrounds, experiences and identities.

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