Hybrid Forecasting & Portfolio Strategy Analyst

OnDeck Australia; Sydney; Hybrid; AUD 110,000 - 140,000; Full time

Benefits offered by this job

Hybrid working

Sydney CBD location

Kitchen with snacks and drinks

Regular team events

Wellbeing initiatives

Job summary

OnDeck Australia is looking for a commercially minded Portfolio Forecasting Analyst to shape the future of our lending portfolio. You'll transform complex data into practical recommendations in collaboration with Risk, Finance, Operations and Product teams.

Build driver-based forecasts, enhance expected loss methodologies, and identify risks and opportunities to drive sustainable growth. The role requires curiosity, stakeholder engagement, and a hands-on approach in a hybrid Sydney setting.

Qualifications

• Bachelor's degree in Economics, Actuarial Studies, Finance, Business, Mathematics, Statistics or related discipline.
• 3+ years' experience in a commercially focused analytical role (lending, strategy, consulting, corporate development).
• Strong analytical and problem solving capability.
• Strong Excel and SQL skills.
• Experience with at least one analytical language or platform such as R, SAS or SPSS.
• High attention to detail and data accuracy.
• Confidence working with C-Suite executives and stakeholders.
• Ability to work autonomously and manage competing priorities.
• Intellectual curiosity and a genuine desire to understand what drives the numbers.

Responsibilities

• Build driver-based portfolio forecasts and establish a forecasting capability.
• Analyze how changes in policy, pricing, marketing, channel mix, and customer behavior affect portfolio performance.
• Develop expected loss forecasting and provisioning in line with IFRS 9/AASB 9.
• Identify emerging portfolio risks, trends and commercial opportunities.
• Develop and implement credit strategy optimisations for growth and profitability.
• Conduct scenario and sensitivity analysis to support strategic planning and decisions.
• Analyze opportunities across credit strategy, pricing, fraud, collections and funnel.
• Assess existing credit policies and suggest improvements.
• Turn complex analysis into clear, actionable insights for senior stakeholders.

Skills

Analytical thinking

Excel

SQL

R/SAS/SPSS

Stakeholder management

Autonomy

Attention to detail

Forecasting

Business intuition

Education

Bachelor's degree in Economics/Finance/Statistics/Mathematics

Tools

SQL

R/SAS/SPSS

Job description

OnDeck Australia is looking for a commercially minded Portfolio Forecasting Analyst to shape the future of our lending portfolio. You'll transform complex data into practical recommendations in collaboration with Risk, Finance, Operations and Product teams.

Build driver-based forecasts, enhance expected loss methodologies, and identify risks and opportunities to drive sustainable growth. The role requires curiosity, stakeholder engagement, and a hands-on approach in a hybrid Sydney setting.