Hybrid Credit Officer - Flexible, Growth‑Oriented

Metcash Trading Limited; Canning; On-site; AUD 70,000 - 95,000; Full time

Benefits offered by this job

5th week of annual leave

2 well-being days

1 volunteer day annually

Flexibility: Flex Ready and Family 
Fr

Hybrid work environment

Job summary

Metcash is Australia’s leading wholesale distributor, with a strong focus on independent retailers. We are seeking a Credit Officer to join the Australian Liquor Marketers (ALM) division in Canning Vale, working in a hybrid model with three days on-site and two days remote.

You will manage end-to-end credit lifecycles, assess applications, review financial information, monitor customer performance, and drive timely payments while balancing risk and commercial outcomes in a collaborative,

Qualifications

• Assess new credit applications in line with policy.
• Review financial information, trade references, and supporting documentation.
• Monitor customer trading performance and financial position.
• Manage a ledger of customer accounts to ensure timely payment.
• Conduct proactive collection activities (calls, emails, dunning processes).
• Monitor accounts for signs of financial distress, payment irregularities, or risk triggers.
• Apply credit holds or restrictions in line with policy where required.
• Ensure all actions align with internal credit policy and company standards.

Responsibilities

• Assess new credit applications in line with policy.
• Review financial information, trade references, and supporting documentation.
• Monitor customer trading performance and financial position.
• Manage a ledger of customer accounts to ensure timely payment.
• Conduct proactive collection activities (calls, emails, dunning processes).
• Monitor accounts for signs of financial distress, payment irregularities, or risk triggers.
• Apply credit holds or restrictions in line with policy where required.
• Ensure all actions align with internal credit policy and company standards.

Skills

Credit risk principles

Cash collection

Communication

Negotiation

Debt ageing

Risk management

Job description

Metcash is Australia’s leading wholesale distributor, with a strong focus on independent retailers. We are seeking a Credit Officer to join the Australian Liquor Marketers (ALM) division in Canning Vale, working in a hybrid model with three days on-site and two days remote.

You will manage end-to-end credit lifecycles, assess applications, review financial information, monitor customer performance, and drive timely payments while balancing risk and commercial outcomes in a collaborative,