Finance Broker - Commercial & Residential Lending

Acclime; North Sydney Council; On-site; AUD 120,000 - 180,000; Full time

Benefits offered by this job

Mentoring and professional development

Career progression opportunities

Uncapped earning potential

Modern CRM and technology platforms

Job summary

Acclime is seeking an ambitious Finance Broker to join our growing Debt Advisory team in Australia. You will advise clients, build long-term relationships and tailor lending solutions for personal and business goals across industries.

You’ll handle residential, commercial and business lending, analyse cash flow and credit risk, and coordinate from initial fact-find to settlement, with support from a strong professional services network.

Qualifications

• Experience in commercial or residential finance, banking or mortgage broking.
• Strong knowledge of residential and/or commercial lending products.
• Excellent communication and relationship-building skills.
• Proactive, consultative approach.
• Ability to manage multiple transactions.

Responsibilities

• Build trusted long-term relationships with clients.
• Structure and arrange residential, commercial and business lending facilities.
• Analyse financial statements and assess borrowing capacity.
• Prepare credit submissions and finance proposals.
• Coordinate settlements and manage end-to-end application process.
• Develop referral partnerships and participate in networking.
• Ensure compliance with responsible lending obligations.

Skills

Communication skills

Relationship management

Analytical ability

Credit assessment

Attention to detail

Organisational skills

Multitasking

Proactive attitude

Education

Certificate IV in Finance and Mortgage Broking

Diploma of Finance and Mortgage Broking Management

Job description

Acclime is seeking an ambitious and relationship-focused Finance Broker to join our growing Debt Advisory service line.

In this role, you will act as a trusted adviser, building long-term client relationships and deliver tailored finance solutions to support our clients with their personal and business goals. Your client portfolio will span from first-home buyers and experienced investors through to SMEs, high-net-worth individuals, property developers and established businesses across industries such as professional services, healthcare, manufacturing, construction, real estate and agribusiness.

Whether you’re an established broker looking for a stronger platform or an experienced banker wanting to transition into broking, this is an opportunity to accelerate your career with a business committed to long-term growth.

Key Responsibilities

Client Advisory & Relationship Management

• Build trusted long-term relationships with new and existing clients.
• Conduct comprehensive fact-finds to understand clients’ financial objectives and lending requirements.
• Provide strategic lending advice tailored to each client’s personal and commercial circumstances.
• Deliver exceptional customer service throughout every stage of the lending journey.
• Become a trusted adviser for clients’ ongoing finance needs.

Lending & Credit Solutions

• Structure and arrange residential, commercial and business lending facilities.
• Analyse financial statements, cash flow and supporting documentation to assess borrowing capacity.
• Prepare high-quality credit submissions and finance proposals.
• Present funding recommendations clearly and professionally.
• Manage complex lending scenarios across multiple lenders and funding sources.
• Coordinate settlements and oversee the end-to-end application process.
• Develop strong relationships with banks, non-bank lenders and private funders.
• Negotiate competitive lending outcomes on behalf of clients.
• Liaise with accountants, solicitors, financial advisers, buyers’ agents and other referral partners.
• Maintain a strong understanding of lender policy, credit appetite and market trends.

Business Development

• Generate new business opportunities through referrals, networking and strategic partnerships.
• Develop referral relationships with accountants, solicitors, real estate professionals and other trusted advisers.
• Represent Acclime at networking events and industry functions.
• Identify opportunities to expand existing client relationships through additional finance solutions.

Compliance & Professional Standards

• Ensure all recommendations comply with responsible lending obligations and industry regulations.
• Maintain accurate client records and documentation.
• Adhere to compliance requirements, lender policies and internal quality standards.
• Participate in ongoing professional development to maintain industry knowledge and accreditation.

About You

You’ll bring:

• Previous experience in commercial banking, business banking, relationship management, mortgage broking or commercial finance.
• Strong knowledge of residential and/or commercial lending products.
• Excellent communication and relationship-building skills.
• A consultative, solutions-focused approach.
• Strong analytical and credit assessment capability.
• High attention to detail and exceptional organisational skills.
• The ability to manage multiple transactions simultaneously.
• A proactive attitude with a genuine desire to grow your client base.
• Professional presentation and strong commercial acumen.

Qualifications

• Experience in commercial or residential finance, banking or mortgage broking.

Highly Desirable:

• Certificate IV in Finance and Mortgage Broking (FNS40821).
• Diploma of Finance and Mortgage Broking Management (FNS50622).

Following a recent acquisition, this is a unique and exciting opportunity to be part of a growing Debt Advisory team. We offer:

• Access to a strong pipeline of commercial and residential opportunities.
• The backing of Acclime and its extensive professional services network.
• Comprehensive lender panel and funding solutions.
• Ongoing mentoring and professional development.
• Modern CRM and technology platforms.
• Marketing and business development support.
• Career progression opportunities.
• Collaborative, high-performing team culture.
• Competitive remuneration with uncapped earning potential.

If you’re looking to grow your career within a business entering an exciting new chapter, where trusted advice, collaboration and excellence remain at the forefront of what we do, we’d love to hear from you.