Enterprise Risk Manager

RESIMAC Limited; Sydney; Hybrid; AUD 140,000 - 200,000; Full time

Benefits offered by this job

WFH flexibility

Monthly Wellness Hour

Breakfast bar

Parental leave 16 weeks

Salary packaging

EAP and professional development

Diversity and inclusion

Job summary

Resimac Group is seeking a proactive Enterprise Risk Manager to strengthen the Group's risk framework across Australia and New Zealand. Reporting to the Group Head of Compliance & Enterprise Risk, this hands-on role focuses on AML/CTF, risk registers, continuity plans and crisis management.

You will collaborate with Credit & Collections, Operations, Marketing, Sales & Distribution, the CEO Office and the Board, translating complex risk concepts into practical guidance and driving positive

Qualifications

• Minimum three years' experience in Compliance & Enterprise Risk within financial services.
• Knowledge of AML/CTF laws (AU/NZ) and AFSL obligations is advantageous.
• Strong written and verbal communication, with stakeholder management ability.
• Ability to prioritise effectively and work to tight deadlines with high accuracy.
• Degree or graduate diploma in a relevant discipline is desirable.

Responsibilities

• Conduct and manage activities in line with the Group's Enterprise Risk framework and monitoring program, including AML/CTF (AU), AML/CFT (NZ), risk registers, risk appetite statement, key risk metrics, outsource vendor attestations, business impact analysis, business continuity plans, and crisis management and disaster recovery.
• Maintain and continuously improve the Group's Enterprise Risk framework, registers, policies and processes to ensure they remain fit for purpose and aligned to the Group's risk appetite.
• Proactively engage with internal stakeholders on new and emerging risks and their treatment.
• Draft risk-related articles, papers and reports for staff, the general management team, the Risk & Compliance Committee (Board sub-committee) and shareholders.
• Support and manage internal and external complaints, liaising with internal stakeholders, complainants and AFCA, and conduct root cause analysis to identify common causes and drive policy or process improvements.
• Act as the Group's AML/CTF and AML/CFT Officer and/or Privacy Officer in the absence of the Group Head of Compliance & Enterprise Risk.
• Design, develop and deliver face-to-face Enterprise Risk training across the business.
• Support the Group's broader Compliance framework and monitoring program, contributing to its ongoing efficiency and effectiveness.

Skills

Communication skills

Stakeholder management

Attention to detail

Time management

Education

Degree or graduate diploma

Job description

Job Category: Compliance & Enterprise Risk

About us

Resimac Group is a dynamic and leading ASX-listed non-bank lender and multi-channel distribution business in Australia and New Zealand. We enable homeowners and businesses to achieve their dreams by providing innovative, fast and accessible lending solutions to homeowners, consumers and business across Australia and New Zealand.

Our brands include Resimac, Resimac NZ, homeloans.com.auand Resimac Asset Finance and we’re proud to be servicing over 50,000+ current customers, with assets under management of over $15 billion, and a fast-growing workforce of over 330 people operating across Australia, New Zealand and the Philippines.

Job Description

About the role

Resimac is seeking a proactive and collaborative Enterprise Risk Manager to strengthen and continuously improve the Group's Enterprise Risk framework across Australia and New Zealand. Reporting to the Group Head of Compliance & Enterprise Risk, this Line 2 role is central to how Resimac identifies, manages and reports on risk, spanning AML/CTF (AU) and AML/CFT (NZ), risk registers, risk appetite, business continuity and crisis management.

You'll work closely with business units across Credit & Collections, Operations, Marketing, and Sales & Distribution, as well as the CEO Office and Non-Executive Directors, acting as the subject matter expert on Enterprise Risk while helping embed a positive risk and compliance culture across the Group. This is a hands-on role for someone who enjoys getting into the detail of frameworks and processes, engaging confidently with stakeholders at every level, and driving practical improvements that make the risk function more efficient and effective.

Key Responsibilities

• Conduct and manage activities in line with the Group's Enterprise Risk framework and monitoring program, including AML/CTF (AU), AML/CFT (NZ), risk registers, risk appetite statement, key risk metrics, outsource vendor attestations, business impact analysis, business continuity plans, and crisis management and disaster recovery.
• Maintain and continuously improve the Group's Enterprise Risk framework, registers, policies and processes to ensure they remain fit for purpose and aligned to the Group's risk appetite.
• Proactively engage with internal stakeholders on new and emerging risks and their treatment.
• Draft risk-related articles, papers and reports for staff, the general management team, the Risk & Compliance Committee (Board sub-committee) and shareholders.
• Support and manage internal and external complaints, liaising with internal stakeholders, complainants and AFCA, and conduct root cause analysis to identify common causes and drive policy or process improvements.
• Act as the Group's AML/CTF and AML/CFT Officer and/or Privacy Officer in the absence of the Group Head of Compliance & Enterprise Risk.
• Design, develop and deliver face-to-face Enterprise Risk training across the business.
• Support the Group's broader Compliance framework and monitoring program, contributing to its ongoing efficiency and effectiveness.

About you

• Minimum three years' experience in Compliance & Enterprise Risk within financial services; experience in the mortgage lending sector is highly regarded.
• Knowledge of Compliance & Enterprise Risk activities, Credit & Privacy Law (AU) and AML/CTF Law (AU); familiarity with AML/CFT Law (NZ), ACL & AFSL obligations and AFCA rules and processes is an advantage.
• Strong written and verbal communication skills, with the ability to translate complex risk matters into clear, practical guidance.
• Confident communicator and proven stakeholder management skills, with the confidence to engage with and influence a range of stakeholders across the business.
• Ability to prioritise effectively and work to tight deadlines, with a high level of accuracy and attention to detail.
• Degree or graduate diploma in a relevant discipline is desirable, along with a willingness to undertake ongoing role-related training and development.

What's in it for You?

At Resimac, your growth and wellbeing matter. You'll enjoy:

• WFH flexibility
• Monthly Wellness Hour – take 2 hours for you
• Supportive, friendly and approachable team culture
• Internal development and cross-training opportunities
• Reward platform with discounts, cashback and deals
• Daily breakfast bar
• Paid parental leave (16 weeks)
• Salary packaging, EAP and external professional development
• Resimac is committed to building a diverse and inclusive workplace and encourages applications from Aboriginal and Torres Strait Islander peoples, LGBTI communities, mature workers, people with disability, and people from culturally diverse backgrounds.

Please note that unsolicited applications from recruitment agencies will not be accepted.