End-to-End Asset Finance & Credit Specialist

Addcom Technologies Pty Ltd; Ryde; On-site; AUD 90,000 - 130,000; Full time

Job summary

Addcom Technologies Pty Ltd, based in North Ryde, Australia, seeks an experienced Asset Finance & Credit Specialist to own commercial equipment finance transactions end-to-end, from handover by Sales through credit approval, documentation and settlement. You will liaise with clients, funders and our accounting team to ensure accurate, timely, and commercially sound outcomes.

You will review proposed structures, perform credit checks, submit applications via funder portals and respond to

Qualifications

• Experience in commercial equipment or asset finance.
• Strong understanding of credit assessment and commercial lending.
• Experience dealing directly with funders and credit teams.
• Understanding of finance documentation and settlement processes.
• Ability to read financial information and identify what matters from a credit perspective.
• Strong commercial judgement and problem-solving ability.
• Excellent attention to detail.
• Confidence communicating with senior clients and financial institutions.
• Ability to manage several transactions at once without losing control of the detail.

Responsibilities

• Take ownership of equipment finance transactions once handed over by Sales.
• Review each transaction and ensure the proposed structure is appropriate before submission.
• Complete credit checks and submit finance applications through funder portals.
• Work directly with funder credit teams throughout the assessment process.
• Respond to credit questions, information requests and approval conditions.
• Build a strong, fact-based commercial case and advocate for the deal where a transaction needs further justification.
• Recognise when a transaction needs to be restructured or presented differently to achieve an acceptable credit outcome.
• Consider alternative funders or structures where the original approach isn't suitable.
• Communicate professionally with clients when financials, identification, guarantees or supporting documents are required.
• Coordinate finance documentation, execution and settlement, including approval notices, equipment invoices and brokerage invoices.

Skills

Asset finance

Credit assessment

Lending knowledge

Reading financial statements

Commercial judgement

Attention to detail

Client communication

Multi-transaction management

Accounting/Finance background

Education

Accounting/Finance degree

Job description

Addcom Technologies Pty Ltd, based in North Ryde, Australia, seeks an experienced Asset Finance & Credit Specialist to own commercial equipment finance transactions end-to-end, from handover by Sales through credit approval, documentation and settlement. You will liaise with clients, funders and our accounting team to ensure accurate, timely, and commercially sound outcomes.

You will review proposed structures, perform credit checks, submit applications via funder portals and respond to