Credit Analyst: Underwrite & Influence Asset Finance

RESIMAC; Sydney; On-site; AUD 70,000 - 95,000; Full time

Job summary

Resimac Asset Finance is seeking a Credit Analyst in Sydney to assess the creditworthiness of consumer and commercial asset finance applications in line with our credit policy and provide timely, well-reasoned decisions.

You will approve deals within your delegated authority, underwrite flexibly on sound commercial grounds, and work with Credit, Operations, Settlements and Compliance to support introducers, suppliers and other financiers.

Qualifications

• 2+ years in a full-time finance role.
• Knowledge of NCCP, AML/CTF and Privacy Act required.
• Understanding of credit reporting and loan structures.
• Ability to analyse balance sheets, P&L, BAS and bank statements.
• Strong Microsoft 365 skills: Word, Excel, Outlook, Teams.
• Clear communication and stakeholder relationship skills.

Responsibilities

• Assess, recommend and approve applications within delegated authority.
• Underwrite flexibly but on sound commercial grounds, in line with credit guidelines.
• Communicate credit decisions to introducers within agreed timeframes.
• Answer questions and objections with clear, logical reasoning to reach outcomes beneficial to both sides.
• Minimise fraud, credit and operational losses and protect credit scorecard integrity.
• Make sure all required documentation is complete, accurate and accessible.
• Meet KPIs, SLAs, QA and compliance requirements, and follow policy and process.
• Support other areas of the business when needed.

Skills

Credit analysis

Financial analysis

Regulatory knowledge

NCCP compliance

AML/CTF knowledge

MS 365

Stakeholder management

Attention to detail

Tools

PPSR

Job description

Resimac Asset Finance is seeking a Credit Analyst in Sydney to assess the creditworthiness of consumer and commercial asset finance applications in line with our credit policy and provide timely, well-reasoned decisions.

You will approve deals within your delegated authority, underwrite flexibly on sound commercial grounds, and work with Credit, Operations, Settlements and Compliance to support introducers, suppliers and other financiers.