Credit Risk Manager

Chandler Macleod; North Sydney Council; Hybrid; AUD 120,000 - 150,000; Part time

Job summary

Chandler Macleod is seeking a Fractional Credit & Risk Manager to join their financial services team in North Sydney Council. This hands-on role involves leading credit operations and managing the credit team while supporting ongoing improvements and policy development.

The ideal candidate will have a strong background in consumer lending, risk management, and exceptional leadership skills. Flexible work arrangements are available for this dynamic position.

Qualifications

• Proven experience in consumer lending, non-bank lending, or fintech lending.
• Strong understanding of credit risk and credit decisioning frameworks.
• Demonstrated experience managing credit teams and operations.

Responsibilities

• Lead and manage the day-to-day Credit and Risk function.
• Oversee credit operations, service levels, and performance.
• Manage and develop an existing Credit team.
• Support the development and implementation of credit policies.

Skills

Consumer lending expertise

Credit risk understanding

Team leadership

Stakeholder engagement

Job description

Work Type: 12 Months Fixed Term Contract (3 to 4 days per week)

We are seeking an experienced Fractional Credit & Risk Manager to join a high-growth organisation within the financial services sector. This is a hands‑on, embedded role supporting the business on an ongoing basis, with a strong focus on leading the day‑to‑day Credit and Risk function.

This role suits a senior professional who thrives in agile environments and brings deep expertise in credit operations, risk oversight, and team leadership within lending environments.

Key Responsibilities

• Lead and manage the day‑to‑day Credit and Risk function
• Oversee credit operations, service levels and performance
• Manage and develop an existing Credit team
• Support the development and implementation of credit policies
• Monitor portfolio performance and risk exposure
• Drive process improvements and uplift team capability
• Provide reporting, insights and recommendations to the executive team

About You

• Proven experience in consumer lending, non-bank lending or fintech lending
• Strong understanding of credit risk and credit decisioning frameworks
• Demonstrated experience managing credit teams and operations
• Hands‑on leadership style with ability to embed into the business
• Strong stakeholder engagement and executive reporting capability

If you're looking for a flexible, high‑impact role where you can take ownership of a critical function, apply now or send your CV to [e-mail].