Credit Manager – Growth & Risk Leader (Melbourne)

TR Group; Melbourne; On-site; AUD 120,000 - 180,000; Full time

Job summary

TR Group is seeking a Credit Manager in Melbourne to lead the credit team and shape credit risk strategies. The role focuses on building robust processes, overseeing credit applications, and delivering regular credit reporting to support cash flow and business growth.

You will work closely with the Finance Manager and Branch Managers, drive improvements across credit operations, and manage relationships with external parties to mitigate risk while enabling customer growth.

Qualifications

• 5+ years' credit experience, including collections and accounts of concern.
• Ability to lead a team and drive process improvements.
• Strong financial acumen and ability to analyse credit risk.

Responsibilities

• Lead the Credit Team and build scalable systems, processes and policies.
• Manage credit applications and ensure efficient account opening across branches.
• Oversee monthly management and board reporting on credit performance.
• Develop credit strategies to improve risk exposure and cash flow.
• Collaborate with Finance Manager and Branch Managers on collections and risk.

Skills

Credit experience

Team leadership

Excel

Education

Tertiary financial qualification

Tools

Excel

Job description

TR Group is seeking a Credit Manager in Melbourne to lead the credit team and shape credit risk strategies. The role focuses on building robust processes, overseeing credit applications, and delivering regular credit reporting to support cash flow and business growth.

You will work closely with the Finance Manager and Branch Managers, drive improvements across credit operations, and manage relationships with external parties to mitigate risk while enabling customer growth.