Head of Credit & Portfolio Strategy

Sustain Recruit; Melbourne; Hybrid; AUD 180,000 - 250,000; Full time

Job summary

Sustain Recruit is seeking an experienced Head of Credit & Portfolio Management in Melbourne. The role is hybrid, reporting to the CEO, and involves leading end-to-end credit and portfolio management for a national lending portfolio.

You will drive credit policy, governance and risk frameworks while managing talent and ensuring disciplined credit standards. A commercially minded, hands‑on leader is sought to scale capability and support sustainable growth.

Qualifications

• Significant commercial lending and credit risk experience.
• Strong financial analysis, cash flow, security structures knowledge.
• Experience managing lending portfolios and emerging credit risk.
• Exposure to arrears management, restructures, workouts and recoveries.
• Ability to balance commercial growth with risk management.

Responsibilities

• Lead end-to-end credit and portfolio management.
• Oversee credit assessment, approval and risk management.
• Monitor portfolio performance and reporting to executives.
• Governance: credit policy, frameworks and delegated authorities.
• Coach and develop the credit team; drive process improvements.

Skills

Credit risk management

Leadership

Stakeholder engagement

Credit policy

Portfolio monitoring

Education

Bachelor's degree in finance or related

Job description

Sustain Recruit is seeking an experienced Head of Credit & Portfolio Management in Melbourne. The role is hybrid, reporting to the CEO, and involves leading end-to-end credit and portfolio management for a national lending portfolio.

You will drive credit policy, governance and risk frameworks while managing talent and ensuring disciplined credit standards. A commercially minded, hands‑on leader is sought to scale capability and support sustainable growth.