Credit Manager (Due Diligence)

Bank of China; Sydney; On-site; AUD 90,000 - 130,000; Full time

Job summary

Bank of China Limited Sydney Branch is seeking a Credit Manager for the Due Diligence Team in Risk Management, based in Sydney CBD on a two-year maximum term contract, with potential to convert to an ongoing role after the contract ends.

The role involves credit risk assessment of M&A, project, leveraged and trade finance, industry coverage across infrastructure, energy, mining, real estate and financial institutions, and the preparation and presentation of due diligence reports and monitoring.

Qualifications

• Tertiary qualified with at least 5 years of experience in structured transactions.
• Ability to write comprehensive due diligence reports with financial modelling.
• Strong knowledge of banking products and project/structured finance.
• Excellent MS Excel skills and business English/Chinese proficiency.
• Independent, strong decision making and risk identification with solutions.

Responsibilities

• Credit risk assessment of M&A, project, leveraged and trade finance and funding needs.
• Industry coverage across infrastructure, energy, mining, real estate, FI and resources.
• Prepare and present due diligence reports, ratings, risk alerts, and monitor credit performance.
• Liaise with business functions to facilitate credit applications and approvals.
• Provide guidance to mitigate risks for customers, sectors and transactions.
• Handle other credit-related tasks as assigned by management.

Skills

Credit risk assessment

Financial modeling

MS Office / Excel

Bilingual English/Chinese

Independent decision making

Education

Tertiary qualification in finance or related field

Job description

Company: Bank of China (Fortune 500 Bank)
Position: Credit Manager
Team: Due Diligence Team
Department: Risk Management
Location: Sydney CBD
Term: This is a Two Year Maximum Term Contract, with the possibility of becoming an on-going role after contract period has ended.
Interviews: Interviews may be conduct via phone or video conference.
Closing Date For Applications: 15/11/2026
Agencies Please Note: This role is being managed by Bank of China's Talent Acquisition Team. We will reach out to our preferred agency partners in the instance we require additional talent options. Your respect for this process is appreciated.

Bank of China In Australia
Bank of China Limited Sydney Branch was established in 1942 and was the first Chinese bank to establish operations in Australia. Since resuming banking operations in Australia in 1985, Bank of China, (including Bank of China Limited and Bank of China (Australia) Limited) has dedicated itself to promoting the Australia-China trade and economic relationship. Building on decades of local market financial experience and expertise, Bank of China has built a fast and highly efficient global service network supplying a diversified range of financial products. Bank of China offers a comprehensive range of financial products, and to date is the only Chinese bank operating in Australia holding a licence to deal with both retail and wholesale customers.
Your responsibilities will include, but are not limited to:

• Credit risk assessment of various transaction types including M&A, Project, Leveraged and Trade finance, as well as general funding requirements, for corporate and financial institutions
• Industry coverage across diversified sectors including infrastructure, energy, mining, real estate, financial institutions and natural resources
• Preparation and presentation of credit due diligence reports, rating recommendations, risk alert assessments and on-going monitoring of credit performance
• Liaise with business functions to facilitate credit application and approval process
• Providing guidance to ensure appropriate action is taken to mitigate any potential risks associated with customers , industry sectors and transaction structures
• Other credit related tasks assigned from the bank's management from time to time.

Required Skills/Experience:

• Tertiary qualified with at least 5 years of experience in structured transactions, preferably analytically related
• Ability to write comprehensive due diligence report including but not limited to analysing company business model, assessing cash flow, constructing financial models, undertaking basic industry comparative studies and making appropriate counterparty and transactional recommendations
• Good knowledge of banking products
• Strong knowledge in project and structured finance
• Excellent proficiency in MS Office especially Excel skills
• Excellent verbal and written language ability in both English and Chinese (e.g. Mandarin)
• Independent,strong decision making skills and able to identify risks with reasonable solutions provided.