Credit Manager - Personal Banking, Sydney

Bank of China; Sydney; On-site; AUD 150,000 - 210,000; Full time

Job summary

Bank of China Sydney Branch is seeking a skilled Credit Manager to join the Due Diligence Team in Personal Banking in Sydney. This Two Year Maximum Term Contract offers an opportunity to lead credit assessments and ensure compliance with policy.

You will review loan applications, support documents, and conduct serviceability and security risk assessments, while delivering policy training to lenders and collaborating with stakeholders.

Qualifications

• Credit assessment of new loan applications based on Bank policy and Responsible Lending Policy, including application supporting documents review and serviceability assessment, and security risk assessment.
• Ensure lending decisions are executed in line with credit policy and approval authority limits and/or in consultation with the appropriate signatory.
• Credit risk assessment regarding the post-settlement loan administration.
• Delivering credit policy training to lenders.
• Other responsibilities assigned by the management.

Responsibilities

• Perform credit assessments for new loan applications.
• Review supporting documents and assess serviceability.
• Assess security risk and ensure decisions comply with policy.
• Provide training on credit policy to lenders.

Skills

Relationship management

Interpersonal skills

Analytical writing (Mandarin/English)

Attention to detail

Banking regulations knowledge

Problem solving

Education

Tertiary degree in finance or related

Job description

Credit Manager - Personal Banking, Sydney

Bank of China Sydney Branch is seeking a skilled energetic and highly motivated Credit Managerto join Due Diligence Team in Personal BankingDepartment.
This is a Two Year Maximum Term Contract subject to review for an on-going basis after the contract period.

• Credit assessment of new loan applications based on the Bank's current Credit Policy and Responsible Lending Policy, including application supporting documents review and serviceability assessment, and security risk assessment etc
• Ensure lending decisions are executed in line with credit policy and approval authority limits and/or in consultation with the appropriate signatory
• Credit risk assessment regarding the post-settlement loan administration
• Delivering credit policy training to lenders
• Other responsibilities assigned by the management.

• Tertiary degree in finance or related
• Proven experience in Retail Banking environment
• Experience in home loan lending or credit risk assessment is highly preferred.

• The ability to build strong and lasting relationships with internal and external stakeholders
• Excellent interpersonal and communication skills
• Strong analytical & writing skills in Mandarin and English
• Strong attention to detail and the ability to work independently and autonomously
• Knowledge of relevant legislative and regulatory requirements in the banking industry
• Strong problem solving skills.