Credit Manager, Personal Banking - Risk & Due Diligence

Bank of China; Sydney; On-site; AUD 150,000 - 210,000; Full time

Job summary

Bank of China Sydney Branch is seeking a skilled Credit Manager to join the Due Diligence Team in Personal Banking in Sydney. This Two Year Maximum Term Contract offers an opportunity to lead credit assessments and ensure compliance with policy.

You will review loan applications, support documents, and conduct serviceability and security risk assessments, while delivering policy training to lenders and collaborating with stakeholders.

Qualifications

• Credit assessment of new loan applications based on Bank policy and Responsible Lending Policy, including application supporting documents review and serviceability assessment, and security risk assessment.
• Ensure lending decisions are executed in line with credit policy and approval authority limits and/or in consultation with the appropriate signatory.
• Credit risk assessment regarding the post-settlement loan administration.
• Delivering credit policy training to lenders.
• Other responsibilities assigned by the management.

Responsibilities

• Perform credit assessments for new loan applications.
• Review supporting documents and assess serviceability.
• Assess security risk and ensure decisions comply with policy.
• Provide training on credit policy to lenders.

Skills

Relationship management

Interpersonal skills

Analytical writing (Mandarin/English)

Attention to detail

Banking regulations knowledge

Problem solving

Education

Tertiary degree in finance or related

Job description

Bank of China Sydney Branch is seeking a skilled Credit Manager to join the Due Diligence Team in Personal Banking in Sydney. This Two Year Maximum Term Contract offers an opportunity to lead credit assessments and ensure compliance with policy.

You will review loan applications, support documents, and conduct serviceability and security risk assessments, while delivering policy training to lenders and collaborating with stakeholders.